Ditching and switching graduate overdraft accounts

lorrainewinson

Hope someone can answer this for me please.
I am 15 months into a 2 year student od account with HSBC. However where I live the bank is hardly ever open at times when i can get there, so I would like to change banks, possibly to one that will give me an extra year on an overdraft account. I have paid off more than half of my od and now owe about £500 pounds and my wages get paid into this account so some months its virtually paid off....and then the rent comes out and Im in debt again!
Has anyone done this ditch and switch and who to? Will there be a problem switching my debt to another bank? Anyone have any bank to recommend?
All advice greatly welcomed.

melancholly

i'd say that if you're concerned about banks being open, hsbc would be one of the better options. they'll have more branches than most.

how often do you need to go into the bank?