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Elephant Car Insurance - Cancellation charges

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Comments

  • I asked if they could just defer the date and they said no.
    After much hoo ha and being left on hold while they tried to find a supervisor and failed miserably they said if she rings them from Africa and authorises cancellation they will give a full refund.

    I cant believe they would rather lose a customer completely than defer the renewal date by 2 weeks.

    I wouldn't believe them about giving a full refund if your daughter rings to cancel, they will definately slap on the cancellation fee and charge the period already covered, which will work out a lot more than 2 weeks.

    They are not a charity to defer what has already been covered, if it works like that it means not only will they lose a month of money, also the policy holder could not opt to insure with them having only given them the word on the phone. They might aswell cease to trade as a business.
  • This will always the be the problem when dealing on the phone with the cheapest insurance, you are dealing with call centre staff and that's seldom a fruitful exchange.

    Try using a proper insurance company that has local offices or representatives, they are usually obliging (depending on the area and the type of staff) and have the authority to make a decision, you'll never go back to internet/phone jokers.
  • DCFC79
    DCFC79 Posts: 40,643 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    This will always the be the problem when dealing on the phone with the cheapest insurance, you are dealing with call centre staff and that's seldom a fruitful exchange.

    Try using a proper insurance company that has local offices or representatives, they are usually obliging (depending on the area and the type of staff) and have the authority to make a decision, you'll never go back to internet/phone jokers.


    ive not had any issues with dealing with call centre staff so they aren't all bad
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