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Virtual Sealed Pot Challenge 2011

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  • £3.78 in the VSP for me bringing the total to £20.55 :D

    Don't even notice the few quid going .... really can't wait to see this build up!
    * SPC Member #1094 * VSPC Member #33 £35.08*
    CC Challenge Member #31 £000/£500 spent
    Quit Smoking after 5 failed attempts - July 2010 :A
    Personal test of willpower for 2011 .......
    '"I will not spend my Clubcard or Nectar Points"
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Another £11.01 for me today please...I've had my wages sitting in my account for a couple of days as I got paid early and they're just confusing me. So the £11.01 is the leftover from last month and I'm starting this month now!

    New total is £45.05 :D
  • Evening all :)
    I can't believe how quickly this thread took off for 2011!
    Everyone is doing great so far, its amazing how quickly all the little deposits add up :D
    P
    X
  • amber03
    amber03 Posts: 1,359 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    My first payment into my pot is £9.95.
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • Forgot to do this on Friday sorry £9.17 shifted this morning.
    It is the job that is never started that takes the longest to finish. Tolkien.
    Save 12k in 2025 No 18 365 1p challenge 2025 No 2
  • SaverT
    SaverT Posts: 88 Forumite
    £4.18 more, bringing it up to £8.04!
    Debt Free Target - July 2012
    Debt on 21 Sep 2011 - £14,500 - 4 loans, 2 Credit Cards

    Debt today - £11,824- 2 loans, 2 Credit cards:j
  • MicheH
    MicheH Posts: 2,631 Forumite
    Hi threaders.

    Just posting to say I'm missing this week as things very tight and just don't want to go over drawn. DH is paid on Wednesday so i'll add the that measily 77p then.
  • Flat_Eric
    Flat_Eric Posts: 4,068 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    had a dozy moment yesterday. I said last week that it wouldn't be until January that I would be able to add to my virtual sealed pot as this week my bank accounts would go overdrawn. Anyway I couldn't resist adding something so I added a £1 and something from one account and £6 n something from another account except of course the balance left in my bank account was still an odd amount ? which I couldn't understand :think: but of course as I was overdrawn - the money I moved out was only adding to my balance overdrawn. doh !!

    Looking forward to January when I can join in properly again.

    Its so tempting to transfer the £40 odd pounds that is now in my virtual pot to pay towards my overdraft leaving an IOU to myself but I know I will probably never repay myself so will leave the money well alone until its a real emergency and will try hard not to spend until December next year.

    I think I posted previously and said that I was thinking that if I spent say £9.56 in a shop that I would round it up to £10 and transfer the 44p into the virtual pot. Does anyone else does this ???
  • La_escocesa
    La_escocesa Posts: 3,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Flat_Eric wrote: »
    I think I posted previously and said that I was thinking that if I spent say £9.56 in a shop that I would round it up to £10 and transfer the 44p into the virtual pot. Does anyone else does this ???

    I think I've heard of a current account which does this automatically. I do kindofa, but not to my VSP. USually pay in cash and then put my coins in the jar, but not after ever transaction. Might start and make that my payment a day to the old credit card...

    Do most peeps transfer once a week, or every day? I started once a week but oooh it's addictive :p
  • I do it once a week La E. Excpet for the times when I got a brucie bonus (like 54p interest!) I looked forward to it on a Friday and would start to get excited on the Thurs eve...

    Ooooo get outta the fast lane DNM!!!!
    DF as at 30/12/16
    Wombling 2025: £87.12
    NSD March: YTD: 35
    Grocery spend challenge March £253.38/£285 £20/£70 Eating out
    GC annual £449.80/£4500
    Eating out budget: £55/£420
    Extra cash earned 2025: £195
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