Insurers hike premiums for winter tyres

mikey72

ariba10 wrote: »

I will leave you to argue it out with your insurers as to what is a modification and what is not.

I'm up for it if they are.

"There isn't a speed rating in the book either.
Manufacturers specify a lower speed rating on winter tyres. Maybe not in the uk, if there is no listing, but the same car to a european spec will be on "H" rated tyres or similar. That should be enough to force a payout if they want a fight. "

ariba10

If you are that confident, I do not see why do not tell them?

skiddlydiddly

Because they are dirty robbing skankers is why.I'm hoping this is just some random mistake.

Gloomendoom

mikey72 wrote: »

Why?

As in the rest of my post.

"Mine are the right size, as mentioned in the handbook, and on the correct rims for the car. I haven't even thought to tell them though."

There isn't a speed rating in the book either.
Manufacturers specify a lower speed rating on winter tyres. Maybe not in the uk, if there is no listing, but the same car to a european spec will be on "H" rated tyres or similar. That should be enough to force a payout if they want a fight.

I think they would have a very hard time wriggling out of a claim, unless they could prove that the accident was caused, wholly or in part, by you exceeding the speed rating of the tyres. Hardly likely in the UK, even in perfect conditions.

mikey72

ariba10 wrote: »

If you are that confident, I do not see why do not tell them?

skiddlydiddly wrote: »

Because they are dirty robbing skankers is why.I'm hoping this is just some random mistake.

I'd rather see them in court, and report them to the FSO to boot.

ariba10

mikey72 wrote: »

I'd rather see them in court, and report them to the FSO to boot.

I wish you well.

MrRedundant

I suspect their justification will be that anyone fitting winter tyres/snow chains and so on have no intention of heeding police warnings to avoid driving and thus will be more of a risk by continuing to use their cars or attempt to use their cars in these conditions.

mikey72

MrRedundant wrote: »

I suspect their justification will be that anyone fitting winter tyres/snow chains and so on have no intention of heeding police warnings to avoid driving and thus will be more of a risk by continuing to use their cars or attempt to use their cars in these conditions.

That one I would love to hear as their defence.

Bargin_bunny_2

If this is true then why are an insurance company telling me how great they are?

http://www.churchill.com/motor/winter-tyres.htm

MrRedundant

Bargin_bunny wrote: »

If this is true then why are an insurance company telling me how great they are?

http://www.churchill.com/motor/winter-tyres.htm

Insurance prices are based on risk; Winter tyres may be better but it doesnt necessary reduce risk if you are driving twice as much as someone with summer tyres who doesnt drive at all in snow.