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Needing a business account i'm a bit worried about it...
Just_wondering_3
Posts: 1 Newbie
Okay , i've just moved house after living at my past address for 15 years , its my house and mortgage free , currently letting the property out , all is well.
Anyway i've lived at my current address for around 1 month (just about to go on the electoral roll on December the 1st)
i applied for a 30 day rolling contract mobile phone with tmobile before going on the electoral role , they declined me saying i had low credit rating.....this is because , at my last address , i had no need for credit , although i have a credit card , my mobile phone contract was part of my business registered at another address and of course i paid all the usual stuff via direct debit , electric , phone , etc etc , all paid on time with no issues.
in the mean time , i have now got a 3 mobile phone 30 day sim only deal , the electric , gas , phone bill/internet is in my name , so i will hopefully be showing as paying my way at this address.
Anyway i feel a tad more confident that my name will be on the electoral roll where i live on the 1st of december showing nationally in a couple of weeks time i'm told !
with my move of location i have left my postion with my old business , i was a company director.....with my move down to my new location i had decided to take a chill time untill say the new year , then i would like to go and open a business account.
but now i'm concerned , if tmobile would not give me a £15.00 month 30 day contract , am i likely to be able to get a business bank account......
things have moved on since i tried to buy the tmobile phone offer , such as bills been in my name and the electoral roll.
i do have a current account with a overdraft (not in debit in full credit) with the halifax and i do have a few savings products with Santandar , but i'm thinking i might prefere to go with my old business bank for the same banking Natwest.
sorry its so long winded but i thought it best to pick the full case across.
opinions welcomed and help please on how to higher my credit rating in general would be great.
Anyway i've lived at my current address for around 1 month (just about to go on the electoral roll on December the 1st)
i applied for a 30 day rolling contract mobile phone with tmobile before going on the electoral role , they declined me saying i had low credit rating.....this is because , at my last address , i had no need for credit , although i have a credit card , my mobile phone contract was part of my business registered at another address and of course i paid all the usual stuff via direct debit , electric , phone , etc etc , all paid on time with no issues.
in the mean time , i have now got a 3 mobile phone 30 day sim only deal , the electric , gas , phone bill/internet is in my name , so i will hopefully be showing as paying my way at this address.
Anyway i feel a tad more confident that my name will be on the electoral roll where i live on the 1st of december showing nationally in a couple of weeks time i'm told !
with my move of location i have left my postion with my old business , i was a company director.....with my move down to my new location i had decided to take a chill time untill say the new year , then i would like to go and open a business account.
but now i'm concerned , if tmobile would not give me a £15.00 month 30 day contract , am i likely to be able to get a business bank account......
things have moved on since i tried to buy the tmobile phone offer , such as bills been in my name and the electoral roll.
i do have a current account with a overdraft (not in debit in full credit) with the halifax and i do have a few savings products with Santandar , but i'm thinking i might prefere to go with my old business bank for the same banking Natwest.
sorry its so long winded but i thought it best to pick the full case across.
opinions welcomed and help please on how to higher my credit rating in general would be great.
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