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Hoop Iron

baddow_2
baddow_2 Posts: 2 Newbie
in House buying, renting & selling
Hi
:j Hope someone can help me, I am currently buying a house and mortgage company has said they wont lend on house unless i have a valid hoop iron certificate. I cant seem to find anything about this or what it is. Can someone please help/enlighten me? :confused:

Comments

  • Dan29
    Dan29 Posts: 4,765 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    See the final 5 paragraphs on this page. Also this page.
    .
  • baddow_2
    baddow_2 Posts: 2 Newbie
    :beer: :beer: Wow. Thanks for that. Not sure I can take it all in this time of night but have printed it off for reading tomorrow. I have been looking for info for ages. You are a star. Many thanks.:beer: :beer:
  • BobProperty
    BobProperty Posts: 3,245 Forumite
    1,000 Posts Combo Breaker
    Having Google'ed the term I found the same links as Dan. I'm guessing it's a known problem in the area or estate you are buying in, and the mortgage company wants something to show that it has been addressed in the property you are looking at.
    A house isn't a home without a cat.
    Those are my principles. If you don't like them, I have others.
    I have writer's block - I can't begin to tell you about it.
    You told me again you preferred handsome men but for me you would make an exception.
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  • Dan29
    Dan29 Posts: 4,765 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Having now actually read the links I gave above ;) I agree with Bob; it sounds like they're an early type of wall tie?
    .
  • clutton_2
    clutton_2 Posts: 11,149 Forumite
    my fabulous surveyor told me a few years ago, that these type of early reinforcing rods, can, (in time) due to the corrosion, cause an entire wall to buckle, as the corrosion of the metal, then sets off chemical chain reactions with some sorts of lime mortars (i think !!!!!) and can become a pretty serious problem.

    There are many little streets of Victoroian housing in the north west, where many houses have had all of their external walls entirely rebuilt - one of the reasons for this could be iron hoops.
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