Car Licence vs CBT

paddedjohn

cool_mint wrote: »

i'd love to buy a motorcycle or scooter again - just a little 125 or 250 - but honestly the insurance difference between even a 125cc bike and a small car is virtually nil. If i could get one insured even third-party for £100 a year i'd be shopping for a bike tomorrow!

you should be shopping on planet earth.
Ive got a vespa 125 which only costs £75 ish full comp, it does about 90/95mpg and costs £15 tax

Rolandtheroadie

Cool_Mint wrote: »

£78? :shocked:
The last time I called Carole Nash and asked for a quote for a Honda CB125, 5 years no-claims and garaged they basically asked me to bend over.

Was able to TPFT a hayabusa with 1 years NCB and 18 months of holding a licence for £140.
Current 944 Duc is £79 got £40 cashback so only £39.
Thats with a non fault claim and 3 years NCB

elfen

I went with Devitt DA not Carole Nash and my insurace was at the most £100 a year on my scooter.....think it was £80 the year I gave it up (2 years NCB)

sparky7

boyse7en wrote: »

Are you sure you only get 40ish mpg on your 125?????

Yeah your right - is more like 80... Not sure where I got 40 from..!

Cool_Mint

scotsman4th wrote: »

Was able to TPFT a hayabusa with 1 years NCB and 18 months of holding a licence for £140.
Current 944 Duc is £79 got £40 cashback so only £39.
Thats with a non fault claim and 3 years NCB

That is sickening to me, when I had my old Honda CB400-SF I'd been riding on a full license for 4 years with no accidents or convictions and I was paying £260 for fully-comp. I think the insurers must have it in for me or something.

Cash-Strapped.T32

I always try to advocate smaller bikes as a viable option where I can;

I'm on £84 a year, TPFT on a Gilera 125 - Maybe £20 petrol a week if I'm doing a ton of travelling, on top of the 6-day, 40+ mile commute.
(I don't measure fuel by MPG, but more like how much I've money spent come Wednesday)

By virtue of being so small, many basic jobs can be done at home, for instance the basic service (transmission, filter, pads, etc..), dropping costs further, meaning I only tend to garage it for "engine" jobs, stuff where it means taking taking the engine out which is very rare; Maybe once (or twice, tops) a year which strikes me as an average service interval for a car?

And I know it sounds a bit perverse, but if I *have* to travel on snow-bogged days like today, I'd rather be doing it feet-down on a very small, light & easy to manoeuvre bike, than a car.

BikerEd

Cash-Strapped.T32 wrote: »

And I know it sounds a bit perverse, but if I *have* to travel on snow-bogged days like today, I'd rather be doing it feet-down on a very small, light & easy to manoeuvre bike, than a car.

Agreed. The bike is much easier to control than a car in snow.

I remember a while back getting "snowed in" at work. My journey home on the bike was 45 minutes instead of the usual 30. A colleague who went by car took 4 hours because traffic was so jammed up in the city. I did my usual filtering past all the drivers in their cages, laughing like Father Christmas as I went by. Heated grips, heated jacket and toasty thermals - it didn't matter to me that I wasn't inside a heated box like they were.