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Using a dead persons credit card.

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Comments

  • lisyloo
    lisyloo Posts: 30,113 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 27 November 2010 at 3:58PM
    Isn't a Motability car just a form of leased car?
    Yes, but it's generally paid for by the tax payer for people entitled to it as part of their disability benefits.
    So they aren't paying for it directly, the taxpayer/DWP are.

    It's stupid because even if it takes a few months this WILL catch up with them.
    The evidence (death certificate) is black and white and the DWP will check.

    I did deal with the estate of an elderly relative and they do check as a matter of routine if there have been any overpaid benefits.
    e.g. If pension was paid for a certain period and you died before the end then they would ask for what is owed back.
    This is absolutely routine, so there is no way this is going to go unnoticed medium term.
  • fin7
    fin7 Posts: 198 Forumite
    The motability car has gone back. the car she has used the credit car to cover the insurance for is the one he bought on finanace for the daughter. The wife now has that car, she seems to think the debit died with him, I have read somewhere that in the case of a car it still belongs to the finance company until the last payment. I have to say tho that I'm out of my depth with all of this.

    The horse they still have, they are getting another horse at christmas, they are paying for it but had told the husband that it was being given to them as a good will gesture. She has also turned up with 2 puppies, she works part time but has gone on the sick, she says she's going to play the sick card until well after christmas.

    I have no idea how she can sleep at night.

    fin
  • sharpy2010
    sharpy2010 Posts: 2,471 Forumite
    Just leave them to it, why would you get yourself involved in someone elses business and cause yourself loads of grief and hassle? Live and let live...
  • Just wondering wether knowing of crime, but not reporting it to police isn't a crime itself. Cause if it is you might as well be in trouble. I would seek a legal advice in that case
  • Just wondering wether knowing of crime, but not reporting it to police isn't a crime itself. Cause if it is you might as well be in trouble. I would seek a legal advice in that case

    Generally it's not a crime to fail to report a crime. It can be in particular circumstances - eg if you handle cash and fail to report possible money laundering or some terrorism offences.

    There are a number of offences you could commit, eg by destroying evidence to protect someone, benefiting from the proceeds of crime etc. From what we know so far, I don't think the OP has incurred any criminal liability (can't give advice here, of course).

    Civic duties/ethics are a different matter!
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