We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Travel Insurance existing medical conditions

[FONT=Trebuchet MS, arial, helvetica, sans-serif]I'm travellling to India in January for nearly a month and am trying to sort out travel insurance. Does anyone know of a company that will cover me for my asthma? I've checked out a few, but so far they all say they won't cover existing medical conditions[/FONT][FONT=Trebuchet MS, arial, helvetica, sans-serif], but if I lose an inhalor, my asthma gets worse in the heat etc or I encounter mould which I'm allergic to, I'd quite like to be covered!

I know I'll have to pay for the privilage but I want to be covered, just in case!
vered!
[/FONT][FONT=Trebuchet MS, arial, helvetica, sans-serif]ditions, but if I lose an inhalor, the asthma gets worse in the heat etc or I encounter mould which I'm allergic to, I'd quite like to be covered!

I know I'll have to pay for the privilage but I want to be covered!
[/FONT]

Comments

  • Quentin
    Quentin Posts: 40,405 Forumite
    Google asthma sufferers travel insurance for lots of options.
  • There are quite a few travel insurers that specialise in pre-existing medical conditions.

    You could try a company called PJ Hayman, they have a policy called free spirit which caters for pre-existing conditions.

    Other companies worth contacting would be Pulse Insurance and Heath Lambert Insurance Brokers.
    I am an Insurance & Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • ankspon
    ankspon Posts: 2,371 Forumite
    I have used tesco and post office before
  • I have always used Karma insurance and they have been very good. They cover a number of pre existing conditions including Asthma. I have just done a mock quote for you and for 28days it comes out about £34 if you remove the legal expenses cover and £39 if you dont.

    I have had a clam with them albeit not for a medical problem and they were great,
  • Hello. Make sure you read the policy summary when doing your research and see if they have a "waived conditions" policy. It might be cheaper for you to go with normal travel insurance and see if your asthma can be "waived". I hopes this helps good luck.
  • hm71_2
    hm71_2 Posts: 1,980
    Part of the Furniture Combo Breaker
    Forumite
    tried to get a quote with Karma & they wouldnt cover any of my conditions but teh list of conditions they do cover is extensive & could be excellent for other people
    Duct tape is like the force. It has a light side, a dark side, and it holds the world together."

    FEB challenge £128/£270 balance £142
    £2 saving club £140
  • Chorlie
    Chorlie Posts: 1,029
    Part of the Furniture Combo Breaker Photogenic
    Forumite
    I got my travel insurance with O2 (yes the mobile company) there is a link on their web site, it worked out cheapest for me to buy annual cover (can't understand why).

    But have now found my bank will cover me (if I upgrade to a paid current A/c), I have a letter from their insurance company listing and confirm all my disabilities & all will be covered if I upgrade, this would of not only been cheaper than the O2 cover but would also include extra such as Car Breakdown cover, phone insurance etc.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.7K Banking & Borrowing
  • 254.9K Reduce Debt & Boost Income
  • 456.1K Spending & Discounts
  • 248.3K Work, Benefits & Business
  • 605.9K Mortgages, Homes & Bills
  • 179K Life & Family
  • 263.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.