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Need an unsecured loan fast (for medical bills)

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Comments

  • ILW
    ILW Posts: 18,333 Forumite
    wakeupdead wrote: »
    i guess I could ask my sister to help me, she has a job. maybe increase her overdraft or something I dont know. You've given me an idea at least.

    At least if you don't pay her back and she sends round the boys, you will have the NHS this time.
  • KingElvis
    KingElvis Posts: 4,100 Forumite
    If you don't pay Peruvian lawyers they send round the pan pipe people :p
    "We want the finest wines available to humanity, we want them here, and we want them now!"
  • Hax
    Hax Posts: 890 Forumite
    KingElvis wrote: »
    If you don't pay Peruvian lawyers they send round the pan pipe people :p

    And Paddington Bear's Great Aunt Lucy :D

    But, back on topic, I don't think the OP will have any chance of getting a loan. What about asking the doctor if he is willing to accept installments - then, instead of paying your loan company, you pay the money direct to him.
    My posts are my own opinions based on my experiences and info gathered from sites such as this.
    They are not a substitute for professional financial advice - but you knew that already didn't you? ;)
    VSP 2011 - Member #25 - Started 6th December 2010 - Total As Of 4th May 2011 (21 weeks in!) - £323.67/£500 - So far so good!
  • Hax
    Hax Posts: 890 Forumite
    Sorry, one more thing for the OP to remember - when taking out a loan, the debt needs to be serviced according to the Ts&Cs regardless. If your sister takes out a loan for you and you can't meet the repayments, then SHE has to make them or risk having HER credit record trashed.
    My posts are my own opinions based on my experiences and info gathered from sites such as this.
    They are not a substitute for professional financial advice - but you knew that already didn't you? ;)
    VSP 2011 - Member #25 - Started 6th December 2010 - Total As Of 4th May 2011 (21 weeks in!) - £323.67/£500 - So far so good!
  • Emmzi
    Emmzi Posts: 8,658 Forumite
    1,000 Posts Combo Breaker
    I'd think it's worth a punt trying the medical insurance, other than an hour filling out forms what do you have to lose?
    Debt free 4th April 2007.
    New house. Bigger mortgage. MFWB after I have my buffer cash in place.
  • wyebird
    wyebird Posts: 755 Forumite
    Hax wrote: »
    What about asking the doctor if he is willing to accept installments - then, instead of paying your loan company, you pay the money direct to him.


    That sounds a sensible idea!
  • redpete
    redpete Posts: 4,763 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    wakeupdead wrote: »
    I did something really foolish and totally forgot to sign the medical forms and send them to the insurance company. Now it's been over a year since my accident occured and there's little to know chance that they will accept my claim and pay the fees for me.

    So are you saying that you did have travel insurance that would have covered the bills but haven't bothered to find out if you could claim yet?

    If that's right then fill in the forms now. If it's wrong then tell us.
    loose does not rhyme with choose but lose does and is the word you meant to write.
  • dawyldthing
    dawyldthing Posts: 3,438 Forumite
    it might be worth contacting the insurers to explain the situation as they may still pay out, it depends on the small print but i'm surprised the docs let you out without payment as i know when we were abroad and had to use the hospital the person i was with was not allowed out of the hospital until the insurers had paid the bill! I think you will really struggle to get a loan as you need to be working. I would propose sending £200 a month if you can as a bit of something is better than a lot of nothing and if you can get a Christmas job to boost it up then you could pay the lot off asap.
    :T:T :beer: :beer::beer::beer: to the lil one :) :beer::beer::beer:
  • wakeupdead
    wakeupdead Posts: 10 Forumite
    So I just recieved the e-mail from my doctor and the exact amount to pay back is £2,238.

    At the end of the e-mail: 'When can I expect this money into my bank account?.

    Good question...
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