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Do I have to tell my landlord if I am on housing benefit?
Comments
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When searching for flats to rent a year ago, there were many whom stated that they were happy to accept HB and came across a few who did not accept HB.
My brother is on HB and he did have to inform potential landlords of this - one knocked him back because again they did not accept HB requests but luckly found a house which did.
As far as i am aware, they did have to inform the landlord who then had to fill out a form - i remember this because the landlord took a while to fill it out and they were getting worried incase it was rejected.0 -
Say LL takes on new employed T, but T subsequently loses his job/has hours cut and has no option but to claim LHA.Surprised at your answer, what about LL insurance policy if it exempts HB tenants ?????
What would happen re such LL insurance then, when T is still within his fixed term so cannot be booted out ?
OP - if someone knows from the start that they need to claim LHA then they should declare it to the LL. Any LL who properly vets his Ts will realise anyway because they will ask for proof of income etc0 -
tbs624 wrote:What would happen re such LL insurance then, when T is still within his fixed term so cannot be booted out ?
interesting question. I know directline landlord insurance insists that tenants must be working or in receipt of pension, so I don't know if the policy would be invalidated if the tenant became unemployed and started claiming HB.I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0 -
I have to tell my LL insurance what type of tenant i have in the house.
Working tenants are less of a risk than LHA, which are less of a risk than foreign stayers.0 -
BitterAndTwisted wrote: »That's because it's paid direct to the tenants so landlords can't be 100% certain that it will be passed on responsibly.
And councils cannot be relied upon to pay the tenant the money they are entitled to in the first place.I could dream to wide extremes, I could do or die: I could yawn and be withdrawn and watch the world go by.Yup you are officially Rock n Roll
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Jojo_the_Tightfisted wrote: »And councils cannot be relied upon to pay the tenant the money they are entitled to in the first place.
Whilst LA's are far from perfect, the incidence of tenants choosing not to pay (or spending the money on something else) is much higher than that of LHA claims being decided incorrectly.Gone ... or have I?0 -
Surprised at your answer, what about LL insurance policy if it exempts HB tenants ?????
The Landlords personal insurance details are not the tenants concern. If the landlord has issues around insurance I'd expect they'd better damn well make sure it's written into the contract that they must be notified of any change in circumstances re benefits to ensure the insurance doesn't become invalid without them realising.0 -
I have a tenant on HB, and there is no way she could have got away without telling me. I had to write a letter and fill out a form for the council before they would pay her the money. So be honest.
"Life is difficult. Life is a series of problems. What makes life difficult is that the process of confronting and solving problems is a painful one." M Scott Peck. The Road Less Travelled.0 -
I have a tenant on HB, and there is no way she could have got away without telling me. I had to write a letter and fill out a form for the council before they would pay her the money. So be honest.
You didn't HAVE to. Usually, all HB need is a copy of the t/agg. No need to contact the landlord at all. In fact, unless the tenant permits it, they won't.0
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