ltsb 9m 0% coming to an end

bockster

i have a platinum card 0% bt offer coming to an end in, i thought, november. 9 months after the money came through. being the cautious type, i rang them to get a confirmed date and was pleasently surprised to be told it was actually january! 6 week bonus:D .

anyone else have experiance of this with ltsb in particular, and did they send some written confirmation in advance of having to pay interest?

i recently had the same situation with hsbc and it worked out for the good. so is this fairly normal? i'll have a couple more 0% bt's coming to an end soon so fingers crossed there as well.

thanks in advance.

YorkshireBoy

If I remember correctly, both LTSB and HSBC give you 6/9 months 0% on BT's from the date the BT is debited to your account.

As LTSB gave you a 'BT window' of 6 weeks (and HSBC* gave you 30 days), then it's quite possible that your LTSB 0% period could end in January. However, you should seek confirmation from the provider because they don't always give you notice** on your statement.


* You can send HSBC a secure message from your online area asking them for the exact end date.

** I've had three 0% offers from LTSB, and only once have they put the 0% end date on the penultimate statement.

bockster

cheers yb for the prompt reply.

the hsbc card should be paid off in full now, should confirm next week, it did indeed seem like approx 1 month extra.

the confirmation i have had from ltsb this morning was only verbal, hence why i ask about receiving confirmation in advance, although i should have specified written.

i think i'll chance it then and only pay it off end of december. if only i could get another card to bt to:doh: