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CSA want 40% of his wage - Help please?

2

Comments

  • DX2
    DX2 Posts: 8,275 Forumite
    fyimate wrote: »
    the fact that she's earming and claiming benefits
    So you will be reporting her for benefit fraud then.
    *SIGH*
    :D
  • fyimate
    fyimate Posts: 44 Forumite
    I guess there is nothing he can do then.

    Thanks for replying to my post though.
    It is what it is :wall:
  • DX2
    DX2 Posts: 8,275 Forumite
    fyimate wrote: »
    I guess there is nothing he can do then.

    Thanks for replying to my post though.
    Before giving up it would help if you could give us some more info. Just because you have taken a hammering from other posters don't let this put you off, the CSA may have made mistakes.
    *SIGH*
    :D
  • fyimate
    fyimate Posts: 44 Forumite
    I dont think they made any mistakes.
    I just cant believe they wont take his outgoings into account - like rent and council tax before they make a decision.
    Little will change to my income but he'll most likely lose his flat because he wont be able to keep up payments
    It is what it is :wall:
  • fyimate wrote: »
    I dont think they made any mistakes.
    I just cant believe they wont take his outgoings into account - like rent and council tax before they make a decision.
    Little will change to my income but he'll most likely lose his flat because he wont be able to keep up payments


    well maybe this will be a lesson to him to keep up his payments, I wonder if at some point the mother of his child was worried about losing her home or couldnt afford to feed her child due to the fact the father wasnt contributing towards his child. Its food for thought dont you think?
  • Kimitatsu
    Kimitatsu Posts: 3,886 Forumite
    1,000 Posts Combo Breaker
    When did the claim go into the CSA? If prior to 2003 then it will be on the old rules system and they will take his rent and council tax into account, if it is on the new system they wont.

    If they are taking 40% for arrears then the likelihood he has been ignoring the debt and quitting his job will not make it go away. The debt will stay until he can pay it off, its one of the few debts that can be lifelong so he is better to pay it and keep up with his regular payments.

    The CSA take a view that all debts should be paid within 24 months but can increase this if there is exceptional financial hardship, so if he will lose his flat they will take that into account. Debts are ignored so if he is paying the credit card rather than his maintenance that doesnt count, only essentials such as housing, heating, food etc.

    20 miles is nothing to be honest, he could get a bus that far and back, so I think you need to look at the real reasons he doesnt see his kids.
    Free/impartial debt advice: Consumer Credit Counselling Service (CCCS) | National Debtline | Find your local CAB
  • fyimate
    fyimate Posts: 44 Forumite
    I didnt say he doesnt see his kids.

    Anyway he thinks they are wrong about the arrears because he has NEVER ignored any letters from them, they have always known where he lives. So he wants to have the arrears looked at.

    The woman he spoke to didnt even ask him about what he has to pay, she just said they'll take 40% of his wage and theyll be in touch. I thought they were supposed to ask if he had the kids at all overnight or go through some expenses??
    It is what it is :wall:
  • kelloggs36
    kelloggs36 Posts: 7,712 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    that is only to calculate the weekly payments - not arrears collection.
  • AnxiousMum
    AnxiousMum Posts: 2,709 Forumite
    Part of the Furniture Combo Breaker
    I drive 140 mile round trip on a Sunday to watch my son at uni play his sports - and at 19 yrs old, asked me tonight if I could possibly even get to his game at half time this week - as he's the starting player. So it's little one's birthday party from 11 - 1, then drive an hour and a half to get to the game that started at 1 and hopefully be there for around half time. It's what we do to support our kids - we are there for them, however we can, no matter the 'inconvenience'.......we are parents.

    OP if you answer some of the questions asked, then people may be able to offer advice.

    The way you've written it - it does make it look like he has arrears, and now can't afford to make the payments and pay his living expenses.

    To make it seem fair to you think about it as if HE had the kids, and couldn't quite make ends meet each month - would he cut back on some of the things for HIMSELF, or make his kids go without food etc. I think you'd agree, parents usually tend to go without rather than the kids if there's a choice. If he has arrears, and they are legit, (you haven't mentioned that he has been paying in the past) then unfortunately he's just going to have to re-evaluate his standard of living - which in reality, if he had done in the past (if he owes arrears), he would've been able to financially support his children.

    I'm wondering just how a 13 year old is supposed to pay for his own things? 13 yrs olds get an income from where?
  • fyimate wrote: »
    I just cant believe they wont take his outgoings into account - like rent and council tax before they make a decision.
    Little will change to my income but he'll most likely lose his flat because he wont be able to keep up payments

    Work out net earnings after CSA takes 40%, then work out net income if he is on benefitsl, include housing benefit and council tax. Then decide whether it actually pays for him to work.

    I find it strange the CSA doesnt let him pay his own housing costs from his own salary when he can just sign on and its all paid for by the taxpayer.

    If the CSA doesnt give a toss, then why should you?
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