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***The A Fixed % of Money Left After Bills Goes On Debt Challenge***

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  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Scheduled payments definitely count, its still money you have paid back off the debt :)
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I can guarantee that most (if not all) of us are including scheduled payments in this challenge...I certainly am! :D

    yes i know that but it seems like a cheat cos i didn't actually do anything to get that % do you see what i mean? i didn't ebay something or cut back on my shopping or raid DD's money box :eek: (that i would never do no matter how desperate i get). it just went out of my bank as scheduled
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • I agree with the others though - still % down so well done :)
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
  • Just updated figs. Paid off £443.24 this month which is way more than 35% of spare money (which would have been £183) - it's more like 70%! The percentage paid off the debt this month is 5.3% PLUS gone down a £1k bracket - I couldn't be happier that's all been done in December :D
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    They definitely do count Starnac! And you have done something for that money - you've been to work every day! :)

    Well done Kat! :T

    That's great news x
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    It's gone very quiet over here!

    I do seem to be struggling to get to the next % so I can report it :D
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    beccie wrote: »
    They definitely do count Starnac! And you have done something for that money - you've been to work every day! :)

    i've actually been stuck in work since sunday!!! back home now though. January pay should be good though :D

    well done kat. that's a huge amount over what you were planning on paying.

    good news here too. just paid off my O/D completely :j so have paid off just over 8% this month so that's over what i need to pay to reach my target. i'm really pleased but must not lose focus. onto the next one now which is the joint account O/D. that's bigger than mine was so will take longer. but paying off one debt has spurred me on. yay :beer:
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Well done Starnac! :T
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Fantastic news Starnac, well done :)
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Well Done Starnac! :j
    VSP - £14.76 | Saving for a Deposit
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