***The A Fixed % of Money Left After Bills Goes On Debt Challenge***

**Kat**_2

Well done pennies, the end is in sight I get you're grinning ear to ear xx

starnac

**Kat** wrote: »

Well done pennies, the end is in sight I get you're grinning ear to ear xx

it'll be a good new year in the pennies house i bet

Kepp

You're definitely going to have to let us know what debt-freedom feels like Pennies x

Starnac, what's your total debt? (Sorry I'm incredibly nosy!:o) x

Lemon_Tree

you're all doing really well, i do read but don't often post because all my financial stuff gets done once a month on pay day. Starnac getting rid of your overdraft is the most amazing feeling, it always seems one of the hardest to me because you tend to think that it's 'ok' because it gets paid back each month.

Woowoo

I'm monthly as well LT, so can't post for another 2 weeks!

starnac

Beccie I'm nosey too!!!! My total debt is just under £13k. I'm not at home so haven't got access to the exact amount. I've got a diary on here with a breakdown of everything if you are THAT nosey

LT I feel that I can't really fight my other debts til my O/D is paid off cos it's not my money to use. Does that make sense? Once I'm in the black again I can throw every last penny at the other debts but while I'm in my O/D I feel that i shouldn't be using my O/D to pay off other debts. I think I'm strange

Woowoo

What's your diary called starnac?

Lemon_Tree

glad you asked that Woo i was wondering the same thing

**Kat**_2

I don't think that's strange - I am doing my reserve overdraft first, followed by the OH student overdraft. We will then attack the loan together (but in savings as we can't overpay on the loan). Does anyone know if that changes next year though - there have been whispers that banks can't refuse any payments but don't know how true that is.

starnac

It's called this debt must go

It's not very interesting though