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Best home cover insurance for MIL

My MIL has Homeserve complete cover with Southern water, it costs £441.88 a year and she has called them out twice to deal with noisy air in the heating pipes. Each time they checked the boiler and said no fault found. Well we are visiting at the moment and I had a look, the auto air valve over the boiler was jammed shut so I got a new one, fitted it and now all is quiet! So she is going to cancel the insurance but would like something for peace of mind, she is 89, as we are far away.
Recommendations please.
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