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Is it possible to get a credit card after bankruptcy??
Jos
Posts: 5 Forumite
in Credit cards
Hello!
Does anyone out there know if it is possible to get a credit card after bankruptcy? I was declared bankrupt a year ago, i have now been discharged. I have applied for a debit card with my own bank, but it was declined, so after that i thourght, there would be no way i would be accepted for a credit card. I would like a credit card just for use for shopping on the internet & to help build my credit history.
Can anyone help?
Does anyone out there know if it is possible to get a credit card after bankruptcy? I was declared bankrupt a year ago, i have now been discharged. I have applied for a debit card with my own bank, but it was declined, so after that i thourght, there would be no way i would be accepted for a credit card. I would like a credit card just for use for shopping on the internet & to help build my credit history.
Can anyone help?
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Comments
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My dh went bankrupt years ago, he was discharged after 2 years but he cant even get a bank account now, not even a joint one.
May be a different story for others though.0 -
I have already got a basic bank account & cash card with Nationwide. I only want a cerdit card to rebuild my credit history, i dont see any other way of doing this. Dont want to be blacklisted forever!
Thanks anyway guys
Would be gratefull for anymore info & advice out there :huh:0 -
yes mum mum has been discharged for a yr , she has a barclays credit card limit only £250 tho and a next account, and a barclays current account.0
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Great..theres hope for me yet then!
Also, does anyone know about the 'cash plus' credit card? Instead of being like a normal credit card, you take it to the post office and top it up (as you would with a mobile phone top up card) and use it like a normal credit card but, without the debt, you can only spend what you've put on your card. :question: :rolleyes:0
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