why banks forse clients to use overdraft...?

Comyface

AnonymousForObviousReason wrote: »

Olipro / vaporate - congratulations you both win an internet. Now shake hands and say you'll be friends .

Win an internet!!!!!! Almost spat a mouthful of tea out then! lol

Paul_Herring

vaporate wrote: »

My argument is that people who do not want a overdraft facility should be allowed to have that right when opening the account, along with later down the line. On a full, normal current account, not basic account

Then the solution is simple. If you don't want an overdraft, simply run the account in such a way that an overdraft won't be needed. Then no overdraft would be used.

It's not that difficult a concept, surely? Open account, and ignore the fact that it's possible to run an overdraft, and run it as if it wasn't there.


(As you may have noticed, any complaints about banks allowing one anyway are pointless; without opening a restrictive account it simply isn't going to happen.)