We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Ideas for transferring high interest credit card balance to loan, etc.?

Not sure if my title makes sense there. I have a balance on a high interest Barclaycard and would like to find a way to try and pay it off at a lower interest rate. Is there any sort of special loan for this?
Pick battles big enough to matter, small enough to win. - Jonathan Kozol

Comments

  • redpete
    redpete Posts: 4,764 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    There are no specific types of loan designed to do this. You could try a 0% CC or low interest offer and do a balance transfer from the existing card; one problem with this is that the low interest period is likely to have a limited period and at the end of the period it will go up again. The first thing to do is see what can possibly be done to pay off the debt rather than transfer it somewhere else.
    loose does not rhyme with choose but lose does and is the word you meant to write.
  • IamJen
    IamJen Posts: 704 Forumite
    Part of the Furniture Combo Breaker
    I am working on paying it off, but a 22% interest rate is killer. :(
    Pick battles big enough to matter, small enough to win. - Jonathan Kozol
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.6K Banking & Borrowing
  • 254.5K Reduce Debt & Boost Income
  • 455.5K Spending & Discounts
  • 247.5K Work, Benefits & Business
  • 604.3K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.