Looking to the Future ... My Mortgage Free Dream

pammyj74

I wish i was a bit more adventurous with food but am a useless cook. Am thinking of treating myself to a blender to make soups and smoothies.

Sounds like you have been busy today, well done on ebay. My wardrobe is the same, there are tops in the bottom that i forget what i've got. I could dream of a walk in wardrobe one day!

wendz86

Well done on your Jan OP and also on your sales. Great start to the year.

yukkibear

So now is the time to start thinking to February. Technically the wedding is almost all paid for if not budgetted for, so shouldn't be too many worries there.

My target for OP for Feb is going to be £260 which is just over the interest due. Not sure if I will achieve that next month but I'll give it a damn good go. (if I can do it next month then every month thereafter it should get easier as the interest drops)
I don't think we have any big bills due in Feb, but I do need to get dd2 a passport before we get married to save more hassle afterwards with her birth cert and my passport being in my maiden name etc for ID.

Off to list a couple of bits on Ebay.

yukkibear

I've just whipped up two portions of chicken / bacon pasta salad for tea tonight and lunch tomorrow whilst at work. Also made some fajita chicken and rice for lunch today (left over chicken into the pasta salad)

And that was after thinking there wasn't anything to cook. So if I stay away from the shop today and tomorrow for work food then it's £3 per day into the OP pot.

Got to work the budgets out again and put more into food and fuel I think, but that will have to wait until the weekend perhaps.

wendz86

You are really good with your meal planning etc! I am trying to stay away from food shop until payday, we still have a fair amount in.

yukkibear

So managed to stay away from the shop so transferred £6 into savings towards next months OP pot. I'm in the process of sorting Feb's budget with the idea that anything under budget goes to the OP pot.

Today's been a good money day.

£20 amazon voucher (dooyoo) and spent on activity books for the children at the wedding
£45 from a SE client for work done
£6 from not visiting shop
£19.18 from TCB

If only every day were like this.

wendz86

Sounds like a great money day, well done on all that!

Tiniker

:TSounds like a good plan. Thats what i'm gonna do in Feb as well.
Tini x

yukkibear

It's been a lovely weekend, but not one without spending sadly. I've bought a new duvet cover and bed sheet because our last good one has never quite recovered after the cat had a fight with some oil. It's one thing being frugal and saving money, but another when you're feeling rotten because you have nothing nice in the house.

We bought OH's suit, shirt and shoes yesterday. All budgetted for thankfully and I ended up using vouchers and a refund card I found in my purse that has £1.50 on it, so the £110 suit only cost me £43.50, so well under the allocated budget there which was good. :j
Had friends around today so bought nibbles, wine and drinks, another £17 spent there. :eek:

Needed change for the car park yesterday so had to draw cash out and buy a drink. I also bought a lottery ticket for last night as well and we won a tenner :j which was spent on beer for this afternoon :eek:


Was melting some chocolate this afternoon and there was a burning smell coming from the microwave. We thought it was the chocolate but in fact it was the microwave :mad: so another will be needed to be bought.

It all balances itself out doesn't it, still we'll get there. The full £260 might not get OP in Feb but we'll do our best.

yukkibear

Not sure I have achieved anything today. I was having wierd dreams last night about being made redundant and I was strangely calm this morning until I realised it was a dream and now I feel wierd about it and can't shake the feeling off.

Just to make me feel better, today I have / will

- got meat from freezer for dinner tonight to save the "there's nothing to eat" senario later
- unpacked a box of saucepans that have been hovering in the dining room, cardboard into recycling and I can throw out two old saucepans now
- paid nursery bill for Feb and transferred the difference of the normal monthly payment into savings (only £6 but it all helps)
- phoned my online cc company after I managed to lock myself out of the online banking and got the proper balance, and paid the minimum for this month (0%) so I can get a proper track of finances.

Am about to go and wrap an ebay sale from last night (only £5) but all helps I guess.