Additional retrospective car insurance premiums

dacouch

vaio wrote: »

and presumably they would refund the OP the whole of his premium if the non disclosure was innocent and one which would have caused them to decline to quote originally?

In theory they should, if they did this though it would probably end up costing the policyholder more in the long run as they would have a voided policy on their record

Quentin

mikey72 wrote: »

That's an impressive statement.

An unexpected compliment. But really not necessary to post it up - next time you are impressed by a post just use the thank you button - much quicker.

Smuppet

Thanks everyone. FOS here I come!

Regards

Smuppet

Smuppet

Just to let you all know, I listened to all the advice and caved! I didn't have a leg to stand on legally, and if I relied on a fairplay decision by the FOS, they may decide that Diamond's offer of £60 was fair. I negotiated a full and final payment of £25 which is pretty good really.

Gutted that I went back to Diamond in the first place, but counting my lucky stars that I never had an accident in the past three years! Small price to pay.

Thanks once again everyone x