Car Insurance Renewal

marlasinger

Hi,

Probably a silly question, but here goes...

I've received my car insurance renewal from Aviva, and I've decided to shop around this year, instead of just renewing and paying over £300.

On the comparison quote sites they always ask if you had any claims. A couple of years ago, I damaged a parked car, and they claimed off my insurance. However, I didn't bother claiming as the damage was minimal. Do I need to disclose this, or do I just say that I haven't made any claims? :huh:


Also, on the Aviva website, it says I have 5 years No Claims Discount, yet it also says I have one claim in the past 4 years. Huh?

Thanks,
marlasinger

opinions4u

You've had a claim. The insurer paid out for the damage you caused.

Also, on the Aviva website, it says I have 5 years No Claims Discount, yet it also says I have one claim in the past 4 years. Huh?

No claim discount protection?

neilmcl

I'll think you'll find it asks if you'va had any claims or accidents in the past x years. You've had an accident, and actually there's a claim been made against you so that does count as a claim.

marlasinger

Hi - thanks for the replies; it looks like I have to disclose it as it was a claim.

Yes, just checked my documents - I have NCD protection.

Thanks,