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Paypal taking unauthorised money

I wonder if I can ask advise/opinions on what to do. A payment has been taken from my paypal account which is funded by my current account for over £700. I havent made this payment.
I've emailed paypal but so far no reply. I've phoned the bank as it has taken me way above my overdraft limit and they say I have got to take it up with paypal.
Just wondered if anyone else has ever experienced anything of this nature or if you have any ideas of how to solve this. I am in total shock as I cant believe that this could happen.
Help please.................... Thanks in anticipation!

Comments

  • frivolous_fay
    frivolous_fay Posts: 13,302 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Mortgage-free Glee!
    Can you access your paypal account and see where the payment went? It sounds as though your paypal account has been compromised.
    My TV is broken! :cry:
    Edit: refunded £515 for TV 1.5 years out of warranty - thank you Sale of Goods Act! :j
  • soolin
    soolin Posts: 75,002 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I agree with fay, can you access your paypal account? If yes, then change the password quickly, if no then phone paypal this very minute and get a hold put on your account.

    In fact, phone paypal anyway...

    Customer Service Centre



    PayPal Customer Service Agents are available to help you at the following times:

    Monday to Friday: 6:00 a.m. BST until 10:00 p.m. BST
    Saturday: 8:00 a.m. BST until 10:00 p.m. BST
    Sunday: 9:00 a.m. BST until 10:00 p.m. BST

    Call us on: 08707 307 191

    We can only discuss an account with the account holder. Please have the following information available when you call:
    Your telephone number
    Your email address
    The last four digits of your credit card or bank account registered with PayPal
    For security reasons, we must verify the above details before discussing any account-specific information.
    I’m a Forum Ambassador and I support the Forum Team on the eBay, Auctions, Car Boot & Jumble Sales, Boost Your Income, Praise, Vents & Warnings, Overseas Holidays & Travel Planning , UK Holidays, Days Out & Entertainments boards. If you need any help on these boards, do let me know.. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.All views are my own and not the official line of MoneySavingExpert.
  • Moglex
    Moglex Posts: 1,581 Forumite
    Part of the Furniture 1,000 Posts
    What about the direct debit guarantee?

    Why did the bank tell you to take it up with paypal?

    Once you told them that the payment was unauthorised they should have reversed it immediately.
  • gentlepurr
    gentlepurr Posts: 4,123 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    hi!

    not sure if this is the same as what happened to me, but someone opened a seperate paypal a/c in my name (in addition to the one i already have) and used my switch details to fund their purchases from ebay. i phoned my bank, who requested chargebacks on my behalf from switch, but i still had to take it up with paypal, i suppose to verify that i was telling the truth re the fraud. i rang paypal, then they emailed me an affadavit that i had to sign and POST (snail mail) back to paypal in the states. there were 3 fraudulent transactions, and switch refunded all of them, but it took a couple of months for the refunds to come through. my bank, in the mreantime, were very good, and said if i needed to use my overdraft facility during this time, they would allow this interest free. fortunately for me, i didnt actually need to do this, although the loss was £300, but it was good that the offer was there.

    its horrible when this happens, and i feel for you, hope you get sorted out soon.

    xx
    "It is not uncommon for slight acquaintances to get married, but a couple really have to know each other to get divorced." - Anonymous
    :)
  • soolin
    soolin Posts: 75,002 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    The other thing to do as a matter of urgency, assuming you haven't responded to a phish, is to double check your internet security. You may have a virus that records your details, ask over on the techie board about cleaning your PC thoroughly to prevent any future problems.

    Soo
    I’m a Forum Ambassador and I support the Forum Team on the eBay, Auctions, Car Boot & Jumble Sales, Boost Your Income, Praise, Vents & Warnings, Overseas Holidays & Travel Planning , UK Holidays, Days Out & Entertainments boards. If you need any help on these boards, do let me know.. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.All views are my own and not the official line of MoneySavingExpert.
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