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Openning a vantage account with lloyds online

İ have managed to open an additional 2 classic accounts but cant seem to get them upgraded to vantage classic--my main account has had it applied ok--i thought you could have 3 accounts upgraded?--the only upgrade i seem to be able to get up is to silver advantage. What am i doing wrong?
mfw'11 No68- 55k mortgage İO--little to nothing saved! i must do better.

Comments

  • 2 sole and one joint was my understanding.
  • nzseries1
    nzseries1 Posts: 2,240 Forumite
    2 sole and one joint was my understanding.

    I opened my third one online about a month ago - I'm sure three is still the limit.
    EDIT: This page http://www.lloydstsb.com/current_accounts/vantage.asp says "Customers are limited to a total of 3 Vantage Accounts" under the "How to apply" tab.

    From memory, the "upgrade to vantage" option doesn't appear for a couple of days. Sorry I can't remember exactly the process I went through, even if it was only 6 weeks ago. But the option is definitely there somewhere, if not straight away.
    You're spelling is effecting me so much. Im trying not to be phased by it but your all making me loose my mind on mass!! My head is loosing it's hair. I'm going to take myself off the electoral role like I should of done ages ago and move to the Caribean. I already brought my plane ticket, all be it a refundable 1.
  • de1amo
    de1amo Posts: 3,401 Forumite
    1,000 Posts Combo Breaker
    i thought i did the upgrade to vantage--but the accounts just show as classic,The main account is classic advantage and i did that at the same time.--The interest was paid for the main account on the normal due date but the monthly 'anniversary' of opening the accounts isnt until 18th--i just have my fingers crossed!
    mfw'11 No68- 55k mortgage İO--little to nothing saved! i must do better.
  • Chadsman
    Chadsman Posts: 1,113 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 12 November 2010 at 2:59PM
    de1amo wrote: »
    İ have managed to open an additional 2 classic accounts but cant seem to get them upgraded to vantage classic--my main account has had it applied ok--i thought you could have 3 accounts upgraded?--the only upgrade i seem to be able to get up is to silver advantage. What am i doing wrong?
    either phone them up or go into a branch and they should be able to add vantage for you no probs.

    as for your 2nd post: as I understand it interest for vantage accounts is only ever paid at the end of the first banking day of the month- so the anniversary date is a red herring. It sounds as if vantage is not in place on the other account(s). I would contact them pronto to ask.
    God save the King!
    I'll save Winston Churchill, Jane Austen, J. M. W. Turner and Alan Turing.
  • maximise
    maximise Posts: 153 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    I think you need to click on "apply for new account" instead of "upgrade existing account". Within the apply for new account menu, there should be an option somewhere to upgrade your existing account. Hope that helps :)
  • de1amo
    de1amo Posts: 3,401 Forumite
    1,000 Posts Combo Breaker
    i have studied each account and according to the script when i open 'upgrade option' i am already on the vantage account. The accounts just show as classic in the list of accounts --i will wait til the monthly 'versary and ring them when i dont get my interest! i have transacted a grand on them!
    mfw'11 No68- 55k mortgage İO--little to nothing saved! i must do better.
  • LesU
    LesU Posts: 338 Forumite
    edited 12 November 2010 at 4:57PM
    maximise wrote: »
    I think you need to click on "apply for new account" instead of "upgrade existing account". Within the apply for new account menu, there should be an option somewhere to upgrade your existing account. Hope that helps :)
    That is correct. I spent a few embarrassing minutes trying to upgrade the wife's Classic with her watching over my shoulder, with me saying " I know it is here somewhere because I've already done it. I remember it was somewhere stupid and illogical".
    Sure enough, after I tried several stupid and illogical selections, 'Apply for new account' was the one which allowed the upgrade. As I recall you have scroll down a way to find it on that page.
    The upgrade shows instantly on your accounts page, so it is easy enough to check that you have selected things correctly.
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