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Immoral_angel's Debt Diary

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Comments

  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Sooo !!!!ed off this morning. That scamming ebay buyer has had the cheek to email me saying he wants me to refund him because it's been 14 days :mad: It was my own stupid fault for thinking paypal would protect me because he had a confirmed address :mad:
    So so so so mad...

    Anyway, on a more positive note the tc went in today meaning that once I've paid my ofsted registration fee we'll be able to pay £391.17 off citi plus the usual £42 min payment so wil interest we should be able to get citi down to about £836 ish.
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • sammy115
    sammy115 Posts: 15,267 Forumite
    Email him back and tell him to F off! And not to email you again, go through the proper dispute process - its paypal who offer the protection not you. And as someone quite rightly pointed out until paypal refund him the money its tough!

    have you been in touch with the post office to make a claim.

    Does ste get a payrise with the new job!

    Well done on the visit. Steaming ahead you are.

    And are you planning on paying the citi card and not the barclaycard this month.

    AND thank god you are back, it has been very quiet this weekend, DD away, ZTD disappeared! Bunny away and you too! thank god for lenny, tigtag, snaggs and anyone else i forgot (ie PAP etc)
    Quality is doing something right when no one is looking - Henry Ford
  • System
    System Posts: 178,363 Community Admin
    10,000 Posts Photogenic Name Dropper
    sammy115 wrote: »
    Email him back and tell him to F off! And not to email you again, go through the proper dispute process - its paypal who offer the protection not you. And as someone quite rightly pointed out until paypal refund him the money its tough!

    have you been in touch with the post office to make a claim.

    Does ste get a payrise with the new job!

    Well done on the visit. Steaming ahead you are.

    And are you planning on paying the citi card and not the barclaycard this month.

    AND thank god you are back, it has been very quiet this weekend, DD away, ZTD disappeared! Bunny away and you too! thank god for lenny, tigtag, snaggs and anyone else i forgot (ie PAP etc)

    I've got snaggs! What's this, 20 questions? PAP won't be happy with you for forgetting her, I would edit your post if I were you!:D
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    I've escalated the claim with paypal.. will see what happens I guess!

    Have got to nip down the post office for a claim form.

    Apparently Ste's new job starts at about 14k... last year he earnt 13.5k but that included bonuses etc :T

    We're going to pay it off citi this month. At least then they'll both be about the same amount.
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • sammy115
    sammy115 Posts: 15,267 Forumite
    lennymfo wrote: »
    I've got snaggs! What's this, 20 questions? PAP won't be happy with you for forgetting her, I would edit your post if I were you!:D

    OOOOhhh lenny, its supposed to be me thats boss eyed at the mo! PAP is in brackets at the end of my post. Hope she isn't upset being an afterthought.

    I did sound a bit 20 question didn't I - I am on my lunch and I needed answers!!!:rotfl:
    Quality is doing something right when no one is looking - Henry Ford
  • System
    System Posts: 178,363 Community Admin
    10,000 Posts Photogenic Name Dropper
    sammy115 wrote: »
    OOOOhhh lenny, its supposed to be me thats boss eyed at the mo! PAP is in brackets at the end of my post. Hope she isn't upset being an afterthought.

    I did sound a bit 20 question didn't I - I am on my lunch and I needed answers!!!:rotfl:

    Ah-ah!!!:j
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Are your eyes STILL knackered???
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Have been playing around with the snowball calculator and have worked out that by paying the money we have off citi this month we'll cut our minimum payment by £17 so theoretically have saved ourselves the same amount of money bar £3 than we would have by paying off barclaycard. Makes me feel better about it now. :)
    Roll on friday when it clears and we can call up and pay it off!
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • atypicalblonde
    atypicalblonde Posts: 3,057 Forumite
    Hi IA - sounds like you are still on track - can I ask when you're aiming to get the last 2 paid off by? Can't wait to see you on the roll of honour, and doubt it will be long at all!! :)
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • chunky79
    chunky79 Posts: 732 Forumite
    Aye up missus. :hello:

    Just caught up. :beer: Fantastic news on the ofsted. We knew you would do it and i am so glad it has come together.:T

    Massive congrats to Mr IA on getting his new job too.:T

    and a little note for K, now you have big girl food in your tummy you have to sleep, :rolleyes: uhm maybe not. I tried I-A.

    :T :beer: :j
    You can touch the dust but please don't write in it !

    Would you like to speak to the man in charge, or the woman who knows whats happening?
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