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'The MSE guide to Mental Health and debt... nearly there at last' blog discussion

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  • dazzer21
    dazzer21 Posts: 74 Forumite
    Part of the Furniture Combo Breaker
    I've taken the cowardly approach, but I've contacted the CCCS; I filled in the query form on their website. I feel sick.
  • Terri31
    Terri31 Posts: 45 Forumite
    Well done well done indeed. Ring them if you can.
  • MSE_Martin
    MSE_Martin Posts: 8,272 Money Saving Expert
    Part of the Furniture 1,000 Posts Combo Breaker
    Dazzer - don't feel sick. You're beginning to deal with what is a problem. Congrats. Certainly you're in a better state now than had you not contacted them. This is the start of the solution, the problems already there, so its a good thing.

    Wishing you all the best with it

    Martin
    Martin Lewis, Money Saving Expert.
    Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.
    Don't miss out on urgent MoneySaving, get my weekly e-mail at www.moneysavingexpert.com/tips.
    Debt-Free Wannabee Official Nerd Club: (Honorary) Members number 000
  • As Martin has said you have taken the first step which is the biggest hurdle, it gets easier once everything is sorted out. CCCS are really good x
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    It's getting really bad. Not been out of the house for two days cos of lack of appropriate disguise. Hard to eat. Can't cook. Downing haloperidol like it's about to be made illegal...not really helping much...

    Seeing gp on Wednesday @ 3.30pm if I can get myself out of the house..Hands really hurt too and paracetamol not helping. Sometimes I can knit for a little while but that's it...

    Can't listen to the radio or anything..finding it hard to understand what folk are saying to me. Finding it hard to go on the forums on moneysavingexpert cos can't read....

    Erme le fatwig
    PS. Mr C and Mr D - am only sending this to you in case I don't make sur panel on Wednesday. trying to avoid medics cos they're part of the conpsiracy. reckon it'd be self murder if I turned up. ELF

    PPS. Am posting this here cos I'm pretty regular on the forums when I understand stuff but right now I don't. I know tomorrow is big giro day when i normally PAD but even with the spreadsheet I haven't the foggiest idea how to do it :(

    ELF
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • Terri31
    Terri31 Posts: 45 Forumite
    Sounds like you need to phone your GP first thing in the morning and not wait for Wednesday, Erme. Or NHS Direct 0845 4647 can advise and help you access help if you want to talk to someone sooner.
  • Terri31
    Terri31 Posts: 45 Forumite
    PS A forum such as this [found after googling, I've no idea if of any use] might be more useful to you - http://www.mentalhealthforum.net/getting-help/
  • Terri31
    Terri31 Posts: 45 Forumite
    Wondered if Martin and team had seen this - if it is any use liaising with Mind? http://www.mind.org.uk/blog/4742_the_real_cost_of_debt_problems_on_mental_health?sms_ss=facebook&at_xt=4d80f1ee62dc877a%2C0
  • MSE_Martin
    MSE_Martin Posts: 8,272 Money Saving Expert
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi guys, just in case any one missed it the guide is now up and running www.moneysavingexpert.com/mentalhealth
    Martin Lewis, Money Saving Expert.
    Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.
    Don't miss out on urgent MoneySaving, get my weekly e-mail at www.moneysavingexpert.com/tips.
    Debt-Free Wannabee Official Nerd Club: (Honorary) Members number 000
  • Hi
    Well what a nightmare i am having! i lived in a flat from 2001 to 2006 and i got into arrears from council tax think it was £1500 pack then
    Over the past 10 years i have suffered with acute anxiety disorder and depression for 8 years so as you can imagine having baliffs baning on my door doesnt help
    I left my flat in 2005 and received letters from the council then telling me to pay and i think they served me with court orders,
    I moved from place to place so my debts wouldnt catch up with me then one day on 2009 i came home from work to find a letter from a baliff for the ct arrears owed!!! i didnt ignore it i went to cab and they rang the ballif explaned i couldnt afford to pay debt and emailed correspondece to the company with my income and outgoings.
    so over the years time has passed then today i have had a man in a van come knocking at my door to collect this same debt! it doesnt even say how much i owe but i know its for from the same baliff company than before.
    The problem i have is i cant afford to pay them i have been in touch with debt help councillers and all they told be to do is fo bank rupt i need £750 to do this and again dont have any money
    As i havent paid anything on this debt for over 5 years when will it go away? and also theyre is a code of conduct i think for people that suffer from mental health probelms surley there not allowed to harrass people like this
    What do i do?
    keep running or ring them and pay them a £2 a month which is all i can afford !!
    Please help
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