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insurance:-Help , should i keep my std home insurance while looking for a tenant

justwondering25
Posts: 266 Forumite


Help Please , i'm about to give my keys to a letting agent to find me a tennat for my property (not mortgaged) i have been living in the house for the past 15 years , its all spick and spank and ready to let........i will be moving out etc(i think i need to talk to the insurance company in regards to this point as the property will be unoccupied for more than 30 days at a time)
But , i currently have standard home owner house and content insurance , i do not yet have a tennat or a prosepctive tennant , do i need to inform my insurance company of my intentions , or will my directline home insurance cover me , while the letting agent is seeking me a tenant?
I dont want to ring up my insurance company and rock the boat unless its best to ?
I fully understand and already have quotes in place for if and when a tennant does sign , i found with most of the landlord insurances , they want either want a agreement in place , or a tennant within 45 days or the cover will lapes in some cases or special conditions will be put in place.
Advice welcomed.
But , i currently have standard home owner house and content insurance , i do not yet have a tennat or a prosepctive tennant , do i need to inform my insurance company of my intentions , or will my directline home insurance cover me , while the letting agent is seeking me a tenant?
I dont want to ring up my insurance company and rock the boat unless its best to ?
I fully understand and already have quotes in place for if and when a tennant does sign , i found with most of the landlord insurances , they want either want a agreement in place , or a tennant within 45 days or the cover will lapes in some cases or special conditions will be put in place.
Advice welcomed.
!!!!! Lifes wonderful !!!!!
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