We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Santander flexible ISA - my first post -

michad_ohd
Posts: 3 Newbie
Hi All,
I have just subscribed to this forum but my hubby has been using this site for a number of years already. We are in a bit of a quandry, and a bit confused. I was wondering if someone could advise on the following: I am considering subscribing to the above ISA currently offering 2.85% for the 1st 12 months but I read in the application that "I apply to subscribe for a cash ISA for the tax year 2010/2011 and each subsequent year until further notice". Does this man I cannot just go to another provider for the tax year 2011/2012? I thought that every new tax year you could open up a new ISA with a new provider. Thanks for your help.
I have just subscribed to this forum but my hubby has been using this site for a number of years already. We are in a bit of a quandry, and a bit confused. I was wondering if someone could advise on the following: I am considering subscribing to the above ISA currently offering 2.85% for the 1st 12 months but I read in the application that "I apply to subscribe for a cash ISA for the tax year 2010/2011 and each subsequent year until further notice". Does this man I cannot just go to another provider for the tax year 2011/2012? I thought that every new tax year you could open up a new ISA with a new provider. Thanks for your help.
0
Comments
-
It's a fairly standard continuity phrase so they don't have to get a fresh application from you if you wish to add funds to that ISA next year.
It's not tying you to Santander.If you want to test the depth of the water .........don't use both feet !0 -
Many thanks for the clarification. I have also just noticed that the Halifax offer a 3% interest ISA for their ISA direct reward account which I qualify for so I will opt for this one.0
-
It's 2.8% ......... so I assume you have a current account which adds the extra Reward of 0.2%?
But it sounds the preferable choice as these forums are threaded with continuing problems re Santander service / systems. Halifax appear to generate far less problems ..... but you will find the same 'continuity' text on their ISA application.If you want to test the depth of the water .........don't use both feet !0 -
Yes, I do qualify for the extra 0.2% and can do it online too. Thanks again.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.1K Work, Benefits & Business
- 600.8K Mortgages, Homes & Bills
- 177.5K Life & Family
- 258.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards