We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Overdraft - Credit card question? Please HELP

Motherof1
Posts: 185 Forumite
in Credit cards
Hi All,
I don't know who to ask so I thought my fellow money saving experts could answer this one:
I am almost £1000,00 in overdraft on my current account...I want to know, can one transfer this to a credit card for example. Currently I have a Barclaycard which is not interest free anymore but I have tansferred the balance from them to M&S which is interest free for 6 months.....
If this can be done and my 2 credit cards are no good which card would be better.....
I URGENTLY NEED YOUR ADVICE.....thanks.
I don't know who to ask so I thought my fellow money saving experts could answer this one:
I am almost £1000,00 in overdraft on my current account...I want to know, can one transfer this to a credit card for example. Currently I have a Barclaycard which is not interest free anymore but I have tansferred the balance from them to M&S which is interest free for 6 months.....
If this can be done and my 2 credit cards are no good which card would be better.....
I URGENTLY NEED YOUR ADVICE.....thanks.
0
Comments
-
Hi
I'm no expert
but if you can transfer onto a credit card you could phone up barclays (make sure you have no money owing on it) and ask to transfer the grand onto that if they offer you a really good deal like 0% for 9 or 12 months, would be a 2% fee at least i'd of thought. If one operator is not playing ball ring up later and try again...
regards0 -
There are a few credit cards that will allow you to transfer your overdraft to a credit card and the MBNA cards are a good example.
If you visit https://www.stoozing.com they have a good articles super balance transfer (SBT cards). Hope this helps.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards