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Early-retirement wannabe

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  • atush
    atush Posts: 18,731 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    My oldest moved out in april. but as a newly trained CA he is usually sent a way a lot (I told him why pay for an apt you are not in lol). But he comes home at least once a month for a feed ;)

    But the other 2 are in their last year. And god I miss them when they go, but get them home again and in a month (or less with twin 2 lol) we are on each other's nerves big time.

    TBH, now I actually look forwards to them being gone ;) And I especially like making them hug me goodbye- they hate that. our duty is to torture them with our affections.

    But Max the dog, he gets very depressed when they go. Given mine is a house of boys/men, he does miss them.
  • kidmugsy
    kidmugsy Posts: 12,709 Forumite
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    atush wrote: »
    My oldest moved out in april. but as a newly trained CA he is usually sent a way a lot (I told him why pay for an apt you are not in lol). But he comes home at least once a month for a feed ;)

    Now then: does he bring his laundry to be done?
    Free the dunston one next time too.
  • atush
    atush Posts: 18,731 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    kidmugsy wrote: »
    Now then: does he bring his laundry to be done?

    Nope he doesn't. thank goodness lol.

    He does ask for lifts to the airport though ;)

    The others bring home laundry of a questionable nature esp bath towels which look horrible lol. Last years bathmat had to go straight in the bin.

    Currently in a motorway hotel, having dropped one off today. Fully stocked with groceries and fed a nice lunch and dinner. I am exhausted lol.

    Tomorrow I will get on the landlord's case as there are a few problems. They had 6 weeks of the property being empty, but they did nothing to it.
  • gadgetmind
    gadgetmind Posts: 11,130 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Well done to Mrs Gadgetmind. Crikey, after 20 years away from the world of work, what an achievement.

    Yes, she's pretty pleased. She'd applied for a couple of jobs before and heard zilch (not even a "no thanks"), then she applied for this one, got an interview, and was called only a couple of days later to say she was their preferred candidate.

    It's nice work too as she's visitor assistant at a very nice local country house that's council owned.

    I'll bang her entire income into her SIPP for the tax relief as she won't be paying tax. However, I'll need to take care as she'll also be getting a teeny weeny LGPS pension. (About £70pa for each year she works, but that would cost £1750pa for us to provide, so no complaints.)
    I am not a financial adviser and neither do I play one on television. I might occasionally give bad advice but at least it's free.

    Like all religions, the Faith of the Invisible Pink Unicorns is based upon both logic and faith. We have faith that they are pink; we logically know that they are invisible because we can't see them.
  • gadgetmind wrote: »
    I'll bang her entire income into her SIPP for the tax relief as she won't be paying tax.

    Don't be tight, with a brand new exciting job at least let the poor mare keep her first week's wages all for herself. :)
    “In any moment of decision the best thing you can do is the right thing, the next best thing is the wrong thing, and the worst thing you can do is nothing at all.” - Roosevelt
  • gadgetmind
    gadgetmind Posts: 11,130 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Don't be tight, with a brand new exciting job at least let the poor mare keep her first week's wages all for herself. :)

    Given what she's been spending for the last 20 years, I'm managing to keep my generosity in check!
    I am not a financial adviser and neither do I play one on television. I might occasionally give bad advice but at least it's free.

    Like all religions, the Faith of the Invisible Pink Unicorns is based upon both logic and faith. We have faith that they are pink; we logically know that they are invisible because we can't see them.
  • I'll bang her entire income into her SIPP for the tax relief as she won't be paying tax.

    Good to hear that - mainly as I am using it as evidence that the 20% of my wife's income which she gets to keep for herself is generous - especially as that doesn't even include credit card purchases (which are closely monitored however...) :D

    (it isn't as draconian as it sounds - it all goes towards a good cause, namely early retirement...I just do all the investing)
  • gadgetmind
    gadgetmind Posts: 11,130 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    hugheskevi wrote: »
    the 20% of my wife's income which she gets to keep for herself is generous

    We've always pooled everything and I don't even have an account in just my name. Her salary will go into the same account as mine, and sums will then fly off towards savings, pensions, ISAs, etc.

    As for credit cards, we always speak to each other up front about any large purchases but it's Mrs G who checks credit card and bank statements. She does the day to day money stuff, I do the longer term investing, and we both muck in when it's tax return time.
    I am not a financial adviser and neither do I play one on television. I might occasionally give bad advice but at least it's free.

    Like all religions, the Faith of the Invisible Pink Unicorns is based upon both logic and faith. We have faith that they are pink; we logically know that they are invisible because we can't see them.
  • gadgetmind wrote: »
    We've always pooled everything and I don't even have an account in just my name. Her salary will go into the same account as mine, and sums will then fly off towards savings, pensions, ISAs, etc.

    As for credit cards, we always speak to each other up front about any large purchases but it's Mrs G who checks credit card and bank statements. She does the day to day money stuff, I do the longer term investing, and we both muck in when it's tax return time.
    That is exactly what we do as well!

    Does everybody not do this:think:
  • greenglide wrote: »
    That is exactly what we do as well!

    Does everybody not do this:think:

    I don't think they do and I suspect many end up in the divorce courts.
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