The future is still bright for 3Dogs - Take Two

3Dogs

I really should update my story to include the news on DRO’s which came out last month:


I must thank SSAngel for letting me know on 14th November about the change due to come into effect in April 2011 which will mean that Mr 3Dogs will also be able to apply for a DRO. Many representations had been made regarding the anomaly that meant that pension funds were being treated as an asset in terms of a DRO when it did not count in Bankruptcy. After much consultation, The Insolvency Service announced that such pension funds will no longer count as an asset for a DRO with effect from April 2011. When I originally checked out DRO’s, etc, we soon realised that Mr 3Dogs would not be eligible as he has a small pension fund from opting out of the Government Scheme for a while and also, a tiny pension fund, from the period he was self-employed


We are currently paying token £1 payments to Mr 3Dogs’ creditors but, with this change in the regulations, he will be able to apply for a DRO as well in April 2011. When I get back home, I will write to his creditors with a new offer (about £15 to £20 to each per month) promising a review in 6 months. This should see us through to his DRO being applied for and, hopefully, awarded


Future looks brighter all the time :T :T :T :T

steviehants

think kits enjoying her bacon sarnies..

3Dogs

Bet she is Steve - the thought of bacon sarnies made me hungry so I've had a Ryv*ta crispbread :j Nice but so not the same

3Dogs

Just a minute - gonna nip upstairs and change into my PJ's and warm dressing gown

steviehants

3Dogs wrote: »

Bet she is Steve - the thought of bacon sarnies made me hungry so I've had a Ryv*ta crispbread :j Nice but so not the same

Well what about bacon in between the ryv*ta?

Bacon is nice on a tea cake aswell :rotfl:

MicheH

Evening!

Did someone ention CHRISTMAS!!!!! Wahooooooo!

Kit you're cheery today, I especially liked to read you telling yourself to shut up in my email. I like! Means you're on top form.

Fancy your sister circling up north not sat down there. Computer is always right 3Dogs.

Hullo Steve!!! Cannot, did I say, cannot wait till I see all your lights up.

Hiya Frit. Pleased your home. Was a bit nasty back then. My friend has slid all the way down our hill tonight in her car, nothing happened but shes shook up. (the hill I have to walk down guys ) [STRIKE]Should I say that the forecast isn't very good for the morning[/STRIKE] or not as when I do you always get to work anyway :rotfl:

love you guys, gunna go ring my friend. back soon xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx cos i'm happy too (see Kit, told you, you're infectious.. er, didn't mean you spread germs :eek: ) :rotfl:

steviehants

Susan i got this image of you just now in your pj's :eek:

savingwannabe

She was so kind to me when i was down the other day. Thank you all for being there for me. It's a reminder i should check my blood sugars when you tell me too.

I must remember to ask Frit to invent a new insulin for me.

steviehants

MicheH wrote: »

Evening!

Did someone ention CHRISTMAS!!!!! Wahooooooo!

Kit you're cheery today, I especially liked to read you telling yourself to shut up in my email. I like! Means you're on top form.

Fancy your sister circling up north not sat down there. Computer is always right 3Dogs.

Hullo Steve!!! Cannot, did I say, cannot wait till I see all your lights up.

Hiya Frit. Pleased your home. Was a bit nasty back then. My friend has slid all the way down our hill tonight in her car, nothing happened but shes shook up. (the hill I have to walk down guys ) [STRIKE]Should I say that the forecast isn't very good for the morning[/STRIKE] or not as when I do you always get to work anyway :rotfl:

love you guys, gunna go ring my friend. back soon xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx cos i'm happy too (see Kit, told you, you're infectious.. er, didn't mean you spread germs :eek: ) :rotfl:

Evening Miche, Will take the pics when all is done here with the lights and email them to you all.

Have you had a good day?

savingwannabe

steviehants wrote: »

Susan i got this image of you just now in your pj's :eek:

where are her toes?