We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The future is still bright for 3Dogs - Take Two

1…223224226228229…502

Comments

  • steviehants
    steviehants Posts: 3,228 Forumite
    3Dogs wrote: »
    Kit, you can set your own rules for what you count as a spend - don't include travel costs for work as they are unavoidable - anything else, like teas, etc are up to you


    I hear Susan is very good at making a brew.... :rotfl: but a long way for her to travel with your cuppa...... :(
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    I will try to cut back on spending on teas and coffees and crisps. £4 a day is ridiculous. it is crackers that i am paying them for being at work.
    Aiming for a minimal spend 2022
  • beanielou
    beanielou Posts: 96,734 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Cold Stevie, cold :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,734 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    You could maybe take your own snacks Kit?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • steviehants
    steviehants Posts: 3,228 Forumite
    savingwannabe wrote: »
    I will try to cut back on spending on teas and coffees and crisps. £4 a day is ridiculous. it is crackers that i am paying them for being at work.

    Kit why dont you order extra crisps etc with your shopping each week which is alot cheaper than buying them at work.. Look at us at the weekend why we took our own sarnies to london and not pay there prices..
  • steviehants
    steviehants Posts: 3,228 Forumite
    beanielou wrote: »
    Cold Stevie, cold :(

    Awww sorry to hear that beanie... im sat here in me t shirt and jogging trousers.. roasting lol
  • 3Dogs
    3Dogs Posts: 14,092 Forumite
    Yes, I used to put aside £5 each week for our coffees at the car boot and auction, and if I spend over that, it would be a spend day

    Then we changed it that teas/coffees/meals at the car boot and auctions came out of the bonus money from car boots, meaning it did not show in my budget. Anything Mr 3Dogs raises at car boots is bonus money to us, used to buy more stock, pay for extras or put away for yearly bills
    :( Mr 3Dogs 3-7-12 :( 3Dogs'Mam 31-3-13 :(
  • steviehants
    steviehants Posts: 3,228 Forumite
    3Dogs wrote: »
    Yes, I used to put aside £5 each week for our coffees at the car boot and auction, and if I spend over that, it would be a spend day

    Then we changed it that teas/coffees/meals at the car boot and auctions came out of the bonus money from car boots, meaning it did not show in my budget. Anything Mr 3Dogs raises at car boots is bonus money to us, used to buy more stock, pay for extras or put away for yearly bills

    I like the sound of that susan how you budget for your meals etc at the car bootie..
  • Money_Fritter
    Money_Fritter Posts: 2,293 Forumite
    Evening folks,

    How is everybody tonight, I sitting in front of my heater trying to keep warm
    DFW#972 LBM2 (09/07/12) £25938.84; Current £23783.35;
    Credit Credit Card1 £128.47/£6424.24 (2%);
    Credit Card2 £443.86/£15663.25 (2.8%); Overdraft £0/£2500 (0%)
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    I have been taking sandwiches for a long time which is good and i sometimes take crisps i will make myself do it now. Then i know i am being efficient. I want to go to a car boot too. I will look them up, there must be some close by.
    Aiming for a minimal spend 2022
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture