benefit advice please...

debrag

Single mum with a 5 year old girl with autism + a 7 year old girl and living with her parents. Claiming IS, CTC etc

Option 1

Lives with boyfriend who is on ESA

Option 2

Lives with boyfriend who works 16-24+ hrs a week.

Either option would mean they were either still living with her parents or had a council place.

What benefits would she get in each case?
Does she change from IS to JSA as the kids get older?
Does she qualify for a 2 or 3 bed place?

Caz3121

debrag wrote: »

Single mum with a 5 year old girl with autism + a 7 year old girl and living with her parents. Claiming IS, CTC etc

Option 1

Lives with boyfriend who is on ESA

Joint claim for ESA/JSA instead of Income support - CB, CTC, maintenance from father

Option 2

Lives with boyfriend who works 16-24+ hrs a week.

no income support - CB, CTC, WTC, maintenance from father

Either option would mean they were either still living with her parents or had a council place.

What benefits would she get in each case?
Does she change from IS to JSA as the kids get older? - IS only for single parents - if she has sufficient NI contributions she may be able to claim CB JSA in either option
Does she qualify for a 2 or 3 bed place?
2 bedroom (same sex children under 10) - this is the LHA calculation and not sure what the council use as a guide - in some areas the waiting lists are years so may well be a 3 bed by the time they are allocated somewhere

my understanding is above

Eyeballs99

Option 3

Boyfriend Works full time job and everyone stops trying to figure out which way gets them more benefits for nothing

I also recommend the Mum getting work when the kids get older too.

debrag

The mum will never work & has never worked thats why I want to find how much they will loose (as much as possible I hope). I'm all for option 3, he is looking for work not sure if full or part time. Even though she has an autistic kid she'll be required to find work when the kids get older? She moved in with her parents coz she can't cope with the kids and is completely lazy - doesn't cook or clean just drinks & smokes.

Oh no maintenance from the father.

Eyeballs99

I assume the kids are not the boyfriends.

If I was him I’d take Option 4

Get out while he still can and go make something of his life rather than settle down with a complete waste of space.

It’s just a shame that the poor girl with autism is stuck with her.

Jowo_2

You can model these scenarios yourself on the Turn2us online benefits calculator.

CSA for the father. His child support won't affect means tested benefits.

DX2

debrag wrote: »

Even though she has an autistic kid she'll be required to find work when the kids get older?

Depends, if the child gets midd/high rate DLA she could claim carers allowance and be exempt from all the lone parent changes.

Tankrizzo_2

debrag wrote: »

The mum will never work & has never worked thats why I want to find how much they will loose (as much as possible I hope). I'm all for option 3, he is looking for work not sure if full or part time. Even though she has an autistic kid she'll be required to find work when the kids get older? She moved in with her parents coz she can't cope with the kids and is completely lazy - doesn't cook or clean just drinks & smokes.

Oh no maintenance from the father.

I'm happy to say that she probably will, if she wants any money. The state is not going to be prepared to finance people like this any longer, and bloody good job too.

Perfectly happy to see my taxes go to people who really need them, who genuinely cannot work, and not layabouts.

Jowo_2

From October 2011 most single parents whose youngest child is aged 5 or over will no longer be eligible for Income Support (IS); the replacement benefit will be JSA or ESA. Single parents who migrate to JSA will be expected to meet certain labour market conditions condition of entitlement. Most single parents who migrate to ESA will be expected to be preparing for a return to work.

kingfisherblue

If the mother in question receives DLA for her child, and Carer's Allowance for herself (so it would be middle or high rate DLA care component), she is unlikely to be required to work. Instead she will be able to continue to receive Income Support, as she will have an underlying entitlement as a carer. This is assuming no partner. If she has a partner (and it appears that she does, from the OP), she would still be able to receive CA, although her IS would stop. There would still be no requirement to work.

As a parent carer for a child with complex needs, I do not have paid employment and I receive IS with no requirement to find work. Having said that, caring for a disabled child can be extremely difficult, exhausting, isolating and stressful. Those who feel that the mother should work may not realise this, or that childcare for a disabled child is almost impossible to find in many areas, as well as expensive where it is available.

silvercar

This is assuming no partner. If she has a partner (and it appears that she does, from the OP),

From the OP it seems she has a choice of partners!