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Mortgage Free - so good they'll do it twice! Wynnvegas aiming for the big house

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  • Jock_Tight
    Jock_Tight Posts: 414 Forumite
    Mortgage-free Glee!
    edited 8 December 2010 at 4:31PM
    wynnvegas wrote: »
    Hope everyone else is little affected by the weather! We're about two miles from the M8 car park and it hasn't looked like much fun at all this week!!
    This weather is certainly not fun!

    Took me 3+ hrs to get home on Monday. Edinburgh - S.Queensferry - A904 - onto M9 (where I managed to get into 2nd gear a couple of times :o )

    This weather is not saving me any money, its ~£12.40 per day and taking me 2-3 hours each way walking to station, train (when it eventually comes) and LRT bus in Edin down to work.
    5/10/12 : Mortgage Free :)
  • LilacPixie
    LilacPixie Posts: 8,052 Forumite
    I'm a football fan Billy, my OH isn't. he wouldn't know a football player if he was happy slapped by one. My dad is heavilly into scottish football at senior level and my wedding evening reception looked like a who's who of the SFA hall of fame. Husband totally oblivious some of his friends were a bit OMG jaw on floor type reactions. Most amusing.

    Dundee area is supposed to be +5 on Friday... thats positively tshirt weather. i'm glad because that is move day :)
    MF aim 10th December 2020 :j:eek:
    MFW 2012 no86 OP 0/2000 :D
  • wynnvegas
    wynnvegas Posts: 1,377 Forumite
    Mortgage-free Glee!
    Hi Froggy,

    What's to say they're not all for you! The living room has been taken over by presents but it looks good and will do until we can get ourselves dug out (again) and on a delivery spree! Turned out the dentist was fine. Not particularly impressed at me not having been for a few years but only a couple of fillings needed so no great hardship there. I'm tempted with the hollywood smile treatment now. We're bathroom shopping at the end of the month to try and save that extra 2.5% so hoping Buyrite introduce their sale in the next fortnight.

    Cheers,

    Billy
    Mortgage Free: 28/10/2010
    Time / Interest Saved: 18.5 years / £61,866.50
  • wynnvegas
    wynnvegas Posts: 1,377 Forumite
    Mortgage-free Glee!
    Hi Jock,

    I know a few folk who made camp on the M8 ice rink and it didn't sound at all pretty. Hope it's easing off for you and the scaremongering of more snow at the start of next week is just that!

    Cheers,

    Billy
    Mortgage Free: 28/10/2010
    Time / Interest Saved: 18.5 years / £61,866.50
  • wynnvegas
    wynnvegas Posts: 1,377 Forumite
    Mortgage-free Glee!
    Hi LP,

    I was properly into the supporting side (never been much of a player) for a number of years. I can see the humour in half the room scratching for anything to get a decent autograph on whilst your OH is wondering what all the fuss is about. From about 17-24 I had a season ticket for Parkhead and would live and die with every result. I can't say that I'm overly bothered with it now as I've become a proper old man reminiscing about the good times of the late 90s when there was some football worth watching. I go out of my way nowadays to watch Barcelona but that's about it. The quality of Scottish football is horrific now but at least a good few of the bureaucrats sitting at the top of the game have protected their own roles for the last ten years instead of making a concerted effort to do the right thing for the fans and make it an attractive spectacle - I wouldn't pitch up to an SPL game now if the tickets were free. Really hope your move goes smoothly and that the weather pushes on into proper positive temperatures for at least one day!

    Cheers,

    Billy
    Mortgage Free: 28/10/2010
    Time / Interest Saved: 18.5 years / £61,866.50
  • wynnvegas
    wynnvegas Posts: 1,377 Forumite
    Mortgage-free Glee!
    Morning Folks,

    Dodged a bullet in the last couple of days. With all the snow, the only casualty had been the whirlygig (I think that must be a Scottish affectation so it's probably got a proper name if that isn't it!) out in the back garden. That was until the boiler started ticking like a Hollywood bomb on Sunday afternoon. As everyone and their granny knows, the Bathroom / Boiler Project is scheduled for April 2011 so it is just sods law that the thing would pack up a few months before it was due to get the heave. Thankfully, the Heating Engineer came round yesterday and (technical term) gave it a knock with a hammer at a certain bit which got it up and working fine again. I think if the threat of a wee knock with a hammer could be applied liberally to a few of my staff, the world would be a better place but I'm told it would be frowned upon!

    With Moyra's iphone now working fine (and me having found that for every moronic popping fake bubblewrap app, there's something genius like the sky+ remote record function) and the credit cards all now cleared, we're not quite on target this month. We've got a whole £2,200 left spare which means we've happily blown our way through an extra £1,200 in 4 weeks - not all that bad as the two iphones together cost nearly £800. We'll do better next month as we have to buy the bathroom suite and get the Vegas flights booked. Hoping for a post-Christmas sale on both bits...

    Cheers,

    Billy
    Mortgage Free: 28/10/2010
    Time / Interest Saved: 18.5 years / £61,866.50
  • Hi Billy

    A very belated congratulation on clearing your mortgage, fantastic news and very well done for all your hard work! I didn't know you had this thread until a couple of weeks ago so I spent a wee bit of time catching up on it and all your house plans, it looks like things have started to gather a bit of momentum on the new build front, you must be getting excited.

    I thought of you earlier (actually I referenced you in my MfiT T2 update) as i've just made a small extra OP of £111.42 to round my IO balance down to a nice £78,500 and I knew you'd approve ;)

    PS, love the idea of a hammer having an effect on your staff :rotfl:
    MFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
    Original Mortgage o/s £187,643 / £71,904 (-115,739)
    Repay o/s £92,661 / now £55,900 (-36,761)
    Int Only o/s £94,982, now £16,004 (-78,978)
    Total daily interest £1 [a) £0.77 b)£0.23
    Total OP's:2018 target £TBC YTD £1,995
  • LilacPixie
    LilacPixie Posts: 8,052 Forumite
    cheers billy. move went fine.

    Whirlygig = rorary clothes line for those southern dwellers among us.

    you got more snow???
    MF aim 10th December 2020 :j:eek:
    MFW 2012 no86 OP 0/2000 :D
  • wynnvegas
    wynnvegas Posts: 1,377 Forumite
    Mortgage-free Glee!
    Thanks ATT - I did notice your little homage and it did not go unappreciated. Things started with a bang on the big house planning phase but have gone literally nowhere in the last month so we need to get our game on again with it. We do have 3 plots of land of sufficient size to go and have a crack at and I'm becoming more and more enamoured with the idea of going through the planning phase ourselves so buying serviced land without permissions. I ran the hammer idea past the MD but he wasn't for it - he did give it a bit of thought though...

    Cheers,

    Billy
    Mortgage Free: 28/10/2010
    Time / Interest Saved: 18.5 years / £61,866.50
  • wynnvegas
    wynnvegas Posts: 1,377 Forumite
    Mortgage-free Glee!
    Hi LP,

    That sounds more like proper English! You can hazard a guess at how much involvement I have in the washing / ironing piece of the housework! Ever since a not yet forgotten episode of sticking a handwash Calvin Klein jumper in at 4, I've been barred from the washing machine. I wonder if dropping the odd plate every now and again would get me off the dishes!?

    Glad the move went well. No more snow as yet but -8 this morning and feeling every bit of that! Hopefully the snow holds off as we're clearing the living room and delivering presents all over the shop this weekend. On the presents front, Moyra went to great lengths to ensure that my main present, whilst not wrapped, was very tightly sealed so as not to let me in on what it is. Stupidly though, she left it all in the original "Educa" box which (alongside the weight of the bloody thing) gives it away as my 24,000 piece jigsaw (http://www.worldslargestpuzzle.com/) which was supposed to be for my 30th birthday. I'm aiming to have the last (Sydney) piece of the current jigsaw (http://www.jigsaw-puzzle-club.co.uk/jigsaw-puzzle.asp?jigsaws=386) done by July before we go to Vegas so I can hit this one when we get back.

    Cheers,

    Billy
    Mortgage Free: 28/10/2010
    Time / Interest Saved: 18.5 years / £61,866.50
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