Marston after me tomorrow! HELP URGENT

RAS

xyko wrote: »

I'm assuming its a car related fine because I had no insurance during a car crash in 2008. I paid off just under a grand to marston back then and moved house soon after. Had not had a permanent address for a while so never got any letters, and certainly do not know anything about this £5000 debt they are talking about. i have absolutely no idea what it is for but since i'd dealt with them before i assumed it must be legit (i've had previous debt issues from 2004).

You need to know whether this is a court fine or whether it is the insurer claiming money or the something to do with the car finance.

Until you do, it is very hard to advise you.

What you need to understand is that if you have moved around a lot, the creditor or court is only required to write to your last known address. if you do not respond they win the case by default, so you get a fine of CCJ wouthout even knowing about it.

If this proves to be a CCJ, you can overturn it. If it is a fine, it is more problematic.

xyko

Thanks guys.. fingers crossed, lets see what happens tomorrow. They're pretty good at intimidation eh..

RAS

Get that letter out urgently, as that put the whole issue into dispute.

ghostmadlittlemiss

Any sign of them yet?
Kayleigh

xyko

So far no.. kinda weird cuz if they were gonna show up, I'd rather they did when I was ready as opposed to surprising me.

Frankie231

There is a possability that they won't even arrive. I spent all day waiting in one day for a 'Baliff', even wrote him a nice letter to hand through the letterbox telling him to get his butt off my property as I was revoking his right to be there. That was about 6 months ago and my letter is still sat on the entrance table waiting for him I was a little dissapointed.

ghostmadlittlemiss

Chances are it's just scare tactics then. Have you sent the letter suggested above yet?
Kayleigh

xyko

Have written the letter.. kinda.. I have been using my parent's address for post (like from bank etc.), so not sure how to go about writing to them telling them this is not my address, yet using that as a reply address.. i don't have any other address for communication... dilemma.. sorry if this sound silly but i'm not very savvy with this kinda stuff

RAS

"am temporarily stay at"

Simon-Simple

You will find that Marstons were originally High Court Sheriff Officers. When the County Court rules changes several years ago they started to handle County Court Warrants. I dealt with them a lot (on behalf of creditors) before I retired and found them to be very professional. So, contact them ( Try and talk to John Marston ) and request a copy of the Warrant, also ask for the phone number for the creditors/solicitors, so that you may get copies of the Claim Form and Judgment. If you then believe an error has been made you can apply to the Court for Judgment to be set aside, so that a hearing may take place. Be certain of your facts, and ensure that you have all the documentation to prove your defence, as otherwise it could cost you a lot more than you anticipate!