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Paypal- buyers payment & a bank reversal
mcduff16
Posts: 498 Forumite
Hello
I sold a costume on ebay 5 days ago, buyer paid straight away by Paypal, has received the costume and left positive feedback. However I have just got this email from Paypal-
We were recently notified that a payment you received was reversed by the buyer’s bank. A bank reversal can be requested by the bank itself or the bank account holder.
We have placed a temporary hold on the funds until our inquiry is complete.
We are reviewing the bank reversal and will contact you again via email with information on what to do next. You may be asked to provide additional information about this transaction.
I log into my Paypal account to make sure the email wasn`t a fake and my balance is minus £12.36! (the amount paid for item). Does anyone know what happens next? Thanks
I sold a costume on ebay 5 days ago, buyer paid straight away by Paypal, has received the costume and left positive feedback. However I have just got this email from Paypal-
We were recently notified that a payment you received was reversed by the buyer’s bank. A bank reversal can be requested by the bank itself or the bank account holder.
We have placed a temporary hold on the funds until our inquiry is complete.
We are reviewing the bank reversal and will contact you again via email with information on what to do next. You may be asked to provide additional information about this transaction.
I log into my Paypal account to make sure the email wasn`t a fake and my balance is minus £12.36! (the amount paid for item). Does anyone know what happens next? Thanks
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Comments
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This usually happens when the buyers details in paypal are out of date. Paypal will hold the funds & ask the buyer to update them. If they do, they will release the funds. If they dont & you cant prove delivery they will take the money back from you. I would contact the buyer & ask them what the problem is, making them aware that if the funds are removed you will expect them to make payment another way.0
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Auntie-Dolly wrote: »This usually happens when the buyers details in paypal are out of date. Paypal will hold the funds & ask the buyer to update them. If they do, they will release the funds. If they dont & you cant prove delivery they will take the money back from you. I would contact the buyer & ask them what the problem is, making them aware that if the funds are removed you will expect them to make payment another way.
Or you'll make sure there named and shamed and reported to eBay for fraud as well as going to the Police for fraud!
Don't be messed around OP!0 -
I had the same experience. I tried to be reasonable/polite but to no avail. Paypal/ebay were useless the police did not want to know. OUt of pocket £240
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Don't panic, if this turns into a claim for fraudulent use of a card then you can defend this merely with proof of postage.I’m a Forum Ambassador and I support the Forum Team on the eBay, Auctions, Car Boot & Jumble Sales, Boost Your Income, Praise, Vents & Warnings, Overseas Holidays & Travel Planning , UK Holidays, Days Out & Entertainments boards. If you need any help on these boards, do let me know.. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.All views are my own and not the official line of MoneySavingExpert.0
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Just an update- the buyer has sent me emails acknowledging that they have received the goods so if it all goes wrong i`ve got these as proof including my recorded delivery slip. Thanks for the replies!0
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