cardguard

pavlovs_dog

am trying to get around to registering my cards for cardguard, but want to know what else i can cover other than my bank/credit cards.

for example boots/w h smiths/ nectar loyalty cards etc


are these covered?



and would i be able to phone them from one of those customer telephone banking phones in my local hsbc?


thankies, enlightened ones

mitzi_3

I dont think they cover loyalty cards.
I was thinking about subscribing after a telephone operator collared me when I rang to "activate" a new debit card. It seems there are 2 main players providing this "card protection plan limited" at £29 per year and £70 for 3 years for their cover plus or sentinel card services at £20 per year.

I've concluded that if I put in the effort to make a list of all my cards (NOT the numbers) to remind me what I've got and the relevant PHONE number for reporting them lost and stolen then I dont think the cover is worth the money. Unless you've got the money to spare.

The way I see it, is that if I was overseas it would be a hassle to find out the numbers to ring. So if I have a list in my suitcase somewhere, and another in my hand luggage, most the hassle is avoided.

If you're feeling really virtuous store the numbers on your mobile phone and a partners... (hope they dont get stolen too.)

While i was trying to hunt out the numbers for reporting cards lost/stolen I came across a BBC money program article where a lady had big problems when her nectar card was stolen, here's the link:http://news.bbc.co.uk/1/hi/programmes/working_lunch/education/2917005.stm

the message is if you have a nectar card stolen make sure you report it!

Hope this helps.

mitzi_3

in my searching I now have a list of phone numbers for reporting lost/stolen cards, listed below for your convenience. Sorry if there are any errors have tried to be accurate. the numbers are usually found on the back of the card- which is helpful if you find a lost card but not if you lost one!

LOST/STOLEN CARD REPORTING:
alliance & leicester personal 0500 31 32 33 +44 151 928 4033
alliance and leicester business 08000686464. +44 151 966 2614
amex 01273 620555
barclaycard business 0845 700 1001 +44 1604230230
barclaycard 0870 1540154 +44 1604230230
cahoot 0870 6000655
egg credit card 08451 233233 +441332395919
HSBC credit card 08456 007 010 +44 1442 422 929
lloyds 0800 0969779 +441702278270

tesco clubcard 0800591688
boots advantage 0845 124 4545
NECTAR 0870 4 100 100

pavlovs_dog

as it transpired, they willingly covered my store loyalty/reward cards as well as other treasures such as my passport and photocard driving license.

they also sent me a key fob to attach to me keys. if i were to loose them, the person who finds them can mail them free of charge to cardguard who will reunite them with their rightful owner.

so far, ive been really impressed with them.