I'm in so much trouble

xmaslolly76

left my husband recently and i have had to find a furnish a new home i am quickly running out of money the tax credit is dragging there heels and husband aint giving me any money for the kids i have around £20000 debts and aint got a clue what i'm gonna do. Feel like bury in my head in the sand but that wont help at all i currently have £60 in my purse a mountain of bills and about £260 pound left on one credit card which i will need just to do food shopping for the next month. :eek:

sueshells

Hi xmaslolly,

Sorry to hear about your problems. Are you working? Assume you are as you talk about tax credits. Not sure how to help at this stage but stick around on this board and someone, somewhere will help you get sorted. They are a great bunch and between them have been through all the situations you could think of - and come out the other side!

Just keep talking - it really helps to share a problem with sympathetic listeners and you'll find plenty here.

Sorry not to be more use myself.

Best Wishes, Sue

advent1122

and husband aint giving me any money for the kids

I am afraid hubby aint go no choice. Get in touch with the CSA and let them handle it.

skintchick

Hi

Can you bear to post your SOA? Tell us what;'s coming in and going out, and we can help.

As to food - how many are you feeding? If you have a look on the Old Style board you'll find ways of eating cheaply, so you might not have to use all your credit.

What furniture do you need? Try posting a wanted post on Freecycle, and see what you can get for free (you'll need to collect).

Try not to panic - we can and will help you.

(((hugs)))

magicmaria

Big hugs

You have taken the first step to sort this out by posting on here, there all loads of great people who will offer support and advice to get you out of this mess, firstly post your full statement of affairs, include everything and someone will come along and offer help and advice xx

xmaslolly76

thanks everyone i feel a bit better knowing i'm not the only one and i will post my soa on here just got to sort out who i owe what to, hubby will pay but not until xmas as we have a house to sell and he carnt afford to pay he is as big a mess as me i'm affraid be back soon :-) and thank you again

advent1122

hubby will pay but not until xmas as we have a house to sell and he carnt afford to pay he is as big a mess as me i'm affraid be back soon :-) and thank you again

Tough titty. You have kids to feed.

skintchick

advent1122 wrote:

Tough titty. You have kids to feed.

Be fair. She left him. He's in strife too. It's not black and white.

Johnhowell

xmaslolly76 wrote:

tax credit is dragging there heels

Can you phone the nearest tax office and collect a hardship payment - an advance on your entitlement.

Do make sure you visit https://www.entitledto.co.uk to check the award you should receive, so not to get trapped into an overpayment situation.

Take care,
John

advent1122

Be fair. She left him. He's in strife too. It's not black and white.

Thats fine then.
If she leaves then the man does not have to pay to feed the children.
If he leaves then he does.
Thanks for clearing it up.

rog2

advent1122 wrote:

Thats fine then.
If she leaves then the man does not have to pay to feed the children.
If he leaves then he does.
Thanks for clearing it up.

Surely it is better to try and resolve this amicably - I may be wrong, but I assume that OP is still talking to ex and, by the implication of her earlier post, has already discussed this with him, and he does not appear to be denying his obligation to pay, merely his ability to pay until he has sold the house - which OP accepts.
I agree with skintchick - these situations are seldom 'black and white'
We should be concentrating on giving OP advice for the immediate situation.