We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

IVA and pensions

Can I start a pension whilst in an IVA? Am I allowed to have one?

any advice appreciated
thanks
39 months til debt free heaven!:rotfl:

Comments

  • fatboy88
    fatboy88 Posts: 478 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    I had payments taken on my payslip and they never took that into account. Maybe if you did a private one away from work it would do.

    They dont even query union membership so if its a work one you should be ok
  • If you start to make contributions into a pension scheme that didn't exist at the outset of your IVA, both your IP and your creditors would want to know how you can afford to do so when all surplus income should be going towards your IVA.

    I don't know the solution but be careful not to jeopardise your IVA.

    Best.

    Max
  • My wife has a pension and I have been told that I can start one, but it must be the minimum payment for the duration of the IVA. Hope this helps.
  • I was told to freeze my pension when i started my iva
  • I have recently started an IVA and am in my company pension fund. I was allowed to continue on the minimum, plus an additional amount as I'm 55 years old.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.