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Car Finance

Hi guys Im wondering if anyone can help.

Ive got a car on fiannce with Lloyds black horse its on one of those 3 year agreements where i can hand either:
Hand it back and walk away (subject to miles)
Hand it back and take a new agreement out or
Buy the car off them.

Now my question is that I have a few excess miles and im wondering that if i were to buy the car off them at the end do i have to pay for the excess mileage ive use?

I know i would if i handed it back but as i'll be buying it off them how will they know how many miles its done??

Thanks in advance
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