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Abba1772's Debt Free Diary
Comments
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LMCD said:hey abba, have read your diary over years - was having a wee catch up to see how fab you are doing as only recently fixed my laptop... have you considered looking at home energy scotland to see if that could offer you any help on your external home job needing done?
keep up the momentum. you got this!!!NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.052 -
Glad your Gran is home and improving"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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Morning
working 8.30am til 6pm today then I have the gym at 7pm
sent a measly £1.45 towards hubby's card better than nothing I guess
Gran is still on the mend but she's really struggling bless her but I'm up at least 4 times a day but her wee neighbour is going to visit her this morning and I'll nip up after I've walked the dog and then get her paper, make her toast and her coffee before another mindee starts at 10.30am.
NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.052 -
I bet she's very grateful for your help xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x2 -
Afternoon
Little one got collected early so I've done my finances and organised my avon invoice ready for payment at the post office after I've been to see my gran which will be after the school kids have been collected.
Been a productive day, had a meeting with a refferal from the council regarding childcare but I've turned them down as the little one is being tested for autism which doesn't faze me as my two little nephews have autism but she wouldn't stop screaming high pitched and the little one that I look after ended up being at the other end of my living room crying so mum was great and she agreed a nursery would be better suited for her so I've informed the council that it's a no go but I've got to put my already established wee ones first. Having no luck with the council placements that's the third one that's fell through.
Had to walk to the doctors to hand in the signed forms that I got my gran to sign so that I can phone the doctors on her behalf and she also wanted me to phone her solicitor so she can appoint me as power of attorney as she doesn't want my mum coming in and taking over when she starts to forget things so wants to protect herself and me, my mum would sell my grans house and stick her in a home and run away with the money so that's been organised as well.
Spent £12 in homebargains getting juice for me, dog food, fabric conditioner and crisps.
Sent £100 towards the barclaycard, really want this card to be under the £2k mark by the weekend and I think I can do it. I've just requested £76.35 cashback so that should be in my account soon, tax credits are due on Wednesday so that will be another chunk and then hopefully hubby gives me some housekeeping money on Friday and I should have this card under the £2k mark which would be amazing. This i have about £15 in my PA account which will be cashed out at the end of every month and then I'm £2 out from a £25 cash out on another survey site so it's definitely possible, here's hoping can you tell I'm getting excited lol xx
NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.055 -
oh and i did my crosstrainer this morning was 20 minutes into my exercise and the arm has snapped off.........can you tell it's monday hahahaha, hubby is going to see if he can weld it together again for me xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.054
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You're obviously wearing out that poor cross trainer 🤣 Hope hubby can fix it. Doing amazingly well with the card and I don't doubt for one minute you'll hit your target. Glad your gran is doing well and getting stuff signed over to you.I get knocked down but I get up again (Chumbawamba, Tubthumping)3
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Glad your gran is ok and it's tough to think about things like that but obvs necessary in your case.
That card will be 0 in no time xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x3 -
morning
Crosstrainer still out of commission so did a joe wicks hiit session on youtube so feel better for it. Was absolutely shattered this morning but glad i've done it.
Sent £6.21 towards hubby's card need to watch pennies as mortgage is due out tomorrow but i've got it covered.
Start work at 9.15am and finish at 2.45pm so a easy shift, so will go up and see my gran after my mindee gets dropped off this morning and take her paper up. I think she wants to nip to the local shop for some bits so will walk down with her if she decides thats what she wants to do.
need to meet up with the MIL at 11am to help her measure up for carpets as shes been offered a new build bungalow by our local housing association so I said I would go with her.
Right off to get KK up for school xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.053 -
Lucky MIL.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3
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