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Abba1772's Debt Free Diary

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  • hugglemonster
    hugglemonster Posts: 1,245
    Seventh Anniversary 1,000 Posts Name Dropper
    Forumite
    Oh goodness me, so glad Abbie and her boyfriend are ok. Cars can be replaced the kids can't!
  • beanielou
    beanielou Posts: 101,785
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador
    Blimey, how scary.
    Glad abbie & BF are ok.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 9 months left.
  • doingitanyway
    doingitanyway Posts: 10,925
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Forumite
    Oh, I missed this, not sure how. You are so right the car can be replaced. A scare for you all but everyone is okay thank goodness. :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 1400/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • abba1772
    abba1772 Posts: 7,746
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Forumite
    Abbies a bit sore but we were warned she would be sore the day after hoping it doesn't affect her performance for her music exams on Wednesday xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • beanielou
    beanielou Posts: 101,785
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador
    abba1772 wrote: »
    Abbies a bit sore but we were warned she would be sore the day after hoping it doesn't affect her performance for her music exams on Wednesday xx

    Hopefully all will be well :) xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 9 months left.
  • monz
    monz Posts: 4,129
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Forumite
    omg poor Abby!!! If you need anything mail me <3 xxx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • jwil
    jwil Posts: 24,090
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    Glad Abbie and her BF are ok.

    Congratulations Auntie Abba :T
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • abba1772
    abba1772 Posts: 7,746
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Forumite
    Abbies complaining she's feeling worse so she's got doctors today at 3pm and my gran is taking her think she might have whiplash......will give her £20 to order a letter from doctors as she having trouble concentrating which is not good for her exam on Wednesday spoke to the music department teacher and he says with the letter he can delay abbies exam til April so she's not stressing about it

    Sent £98 something over the the barclaycard should have been more but didn't get paid from one of my parents so messaged them to remind them it needs paying

    Set up playgroup today was a quiet one :T kids still made a racket tho :rotfl: spent £3 on the fees there and we are now back having lunch.

    Shouldn't need to spend any more money today as I've got everything we needed from the big shop I did yesterday :T so it's a lsd

    Task for today is to do my ironing pile so will put a movie on for the after schoolers and I'll get on with that and hopefully get it all away before the kids have all gone home :T which will be 6pm

    Right off to get stuff ready for nursery run as my buggy got soaked in the wee mini downpour we just had so need to swap buggies over......good job I got three :rotfl:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • kindofagilr
    kindofagilr Posts: 6,825
    Part of the Furniture 1,000 Posts
    Forumite
    Oh no poor Abby and Bf! I am so pleased they are ok!

    And great news about the exam :)
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • How frightening about the car accident and so lucky they weren't badly hurt. It's a good idea to take a doctor's note so her exam can be postponed.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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