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Abba1772's Debt Free Diary

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    It's Friday :j:j:j:j roll on quitting time as it's already one of those mornings little one is refusing to eat breakfast so sat at the table with him til he does ;)

    No council tax and did my monthly cash out of qmee so sent £128.64 towards the barclaycard card :T is going down quite well still aiming to clear it for the end of April which will be tight but so worth it :cool:

    Got playgroup today which will cost me £2 plus I'm grabbing a roll for the bakers for my lunch as soup tonight as it's weigh in tomorrow so watching what I eat so that will be under £2

    Need to text all my avon customers to remind them I'm collecting their avon books tonight hoping to get some good orders so far I have over £100 and I haven't been out yet :T

    Other than it's Friday :D

    Hope you all have a lovely day xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Sun_Addict
    Sun_Addict Posts: 24,210 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy Friday Abba and well done on the Barclaycard payments :) Isn't it just great when there are no council tax payments, just think how rich we'd all be if we didn't have to pay it :)

    Hope your tummy feels better soon and that you have a fab weekend.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • jwil
    jwil Posts: 22,197 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy Friday, have a good weekend :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • You're doing so well Abba. Hope you feel better soon.x
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • Homegrown0
    Homegrown0 Posts: 1,280 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Aren't council tax free months just great? My CT is £247p/m so I feel positively rich in Feb and March!

    Fingers crossed for a bumper Avon month :)
    Sealed Pot Challenge 075
    Pay off by Xmas 2019 #02 - target £10,000
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Yeah I love council tax free months too just wish I could enjoy it rather than send it towards debt..........maybe next year eh ;)

    Well not long in from doing the avon run collected £530 in orders, still to do the next collection next Friday and have started canvassing a street I have a few customers on so thought I would recycle my books from last campaign so we've put 17 extra books out.......even if it's one new customer then it's worth it xx

    Absolutely shattered really should be going for a shower but can't be bothered xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • I hope your ibs flare up is better, I get that sometimes and it's horrible :(.

    Good news on the Barclaycard going down.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    I hope your ibs flare up is better, I get that sometimes and it's horrible :(.

    Good news on the Barclaycard going down.

    Eggs are my trigger for ibs but I love eggs xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    I miss out on CT free months cos ours is over 12 months waa!

    Brocolli is my trigger for IBS, which sucks, cos I bloody love it xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    We'll an eventuful and expensive weekend here in the abba household

    Took boy to Glasgow to see big dippy and we got our lunch in the town was lovely but expensive

    Boys loved the dinosaur display got soaked on the walk back to the train station tho :mad:

    Came home via a trip to homebargains for essentials like toilet paper, coffee sugar etc

    Kids started to hungry about 9pm Abbie and her bf were going to McDonald's so they offered to grab us something .......two minutes latter got a phone call saying Abbie and her bf had been in a car accident and had flipped their car :eek::eek: :eek::eek::eek: was a freak accident but thankfully the neighbours got them out quickly and they were ok couple of bruises but could have been so much worse they defo have someone looking over them :A

    Car is a right off cause it landed on its roof but it can be replaced, my kids life can't so I'm ever so grateful they both walked Away unscathed :A

    Did the food shopping today never taking the four of them again ended up spending £225 today in the three shops I got to :mad:it everything I said full so can't complain really don't want to look at my bank account :rotfl:

    My wee gran is coming over for dinner tonight we are having a mexican night :T so need to start tidying up a bit and house has been neglected this week

    Oh and I'm a auntie again my baby brothers wife has had a little boy today so that's a blessing

    Hope you're all having a lovely weekend xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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