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Abba1772's Debt Free Diary
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All sounding so good :j :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
You're doing so well. You're definitely keeping me motivated making daily payments.LBM Aug 2017.
Debt at LBM - £30,055
Debt at highest - £43,148.59
Current debt - £18,880.00
EF - £1,000.00
Challenges
PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.0 -
Morning :hello:
Quick check in whilst Kk has his breakfast
Council paid me :T so put £270 by for the car insurance which is due next week :T and sent £202.47 towards the barclaycard :T itching to find £40 so I can say I've paid just over £1000 in a month off the barclaycard but don't want to leave myself short this weekend, got two avon orders to get rid of tonight so if I do I'll send another cheeky payment tonight if possible which would be an awesome achievement considering I'm paying big instalments for our holiday xx
Also bought hubby a hoodie for his Valentine's Day pressie, was £37.99 by managed to find a 15% discount code as well taking it down to £32 :T bit pricey but he's worth it and all budgeted for
Two of my mindees are off poorly today, one off sick and one off with chickenpox poor wee soul, think one of my afterschools will be off too as he was complaining of a sore tummy yesterday
Schools are off next week and out of the 9 kids I look after I only have 2 siblings next week :T so easy week for me next week still got playgroup to set up tho
Right off to get Kk ready for school...........dreading going out in this rain xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Once again you are awesome
your barclaycard is flying down xx Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Wow - I'm in awe of how you manage to juggle your funds. Simultaneously paying loads off your CC and paying off your holiday. Well done And keep up the good work! Knowing we have the same 'Pay your debt off before Xmas 2019' target makes me strive to keep up with you and even if/ when I don't, it's still a good motivator. Sealed Pot Challenge 075
Pay off by Xmas 2019 #02 - target £10,0000 -
That Barclaycard will be gone in no time at this rate....well done xx 0
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You are doing so well Abba :T"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Homegrown0 wrote: »Wow - I'm in awe of how you manage to juggle your funds. Simultaneously paying loads off your CC and paying off your holiday. Well done And keep up the good work! Knowing we have the same 'Pay your debt off before Xmas 2019' target makes me strive to keep up with you and even if/ when I don't, it's still a good motivator.
Tbh I'm still on the budget I was before hubby started work so anything he gives me is a bonus so it's been sent to the holiday account and next month it'll be getting sent towards the barclaycard :T not that I'm telling him that cause I think he might think I'm off my head which I probably am in terms of repayment but I just want it gone NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Awesome, abba, just awesome :j :j :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Bit the bullet sent a extra £46 over to Barclaycard do I can claim I paid over £1k in s month off this card xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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