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Abba1772's Debt Free Diary
Comments
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I totally think you can do it
Xx
Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Thanks guys
I've genuinely had enough of paying debts I want it all gone by the time we remortgage which is in April 2021 :eek: so not long plus I also want a bit of savings behind us so we can fling it towards the mortgage as I want it gone by the time I'm 50 which is in 14 years :eek: but my mortgage has 22 years remaining :eek:
This is where my overthinking come in handy :rotfl:NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
It's great to have big goals and you're really good at achieving them Abba
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I'm glad KK is getting over his chicken pox. It's always best to get it as young as possible. I caught chicken pox when I was 12 and it was awful :eek:.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Great goals Abba! I also want to be mortgage free by 50 but I've a lot of work to do on that front (but have a little more time than you).Sealed Pot Challenge 075
Pay off by Xmas 2019 #02 - target £10,0000 -
Managed to do my big monthly shop last night doubled up on a few things so cupboards fridge and freezers are full if not too full :rotfl: spent £104 in farmfoods but had a £10 off voucher so came to £94, spent £54 in b&m getting tins, cleaning products etc and £57 in lidl on fresh fruit, veg, chicken etc so £205 for the month for 5 of us in the house so only milk and bread tops hopefully needed for the next few weeks :T
Well this morning has been a crazy morning
Had to drive to paisley, on the m77 the car was saying it was -6 :eek::eek::eek: was super foggy
Found the card inspectorate who needed me to bring Abbie in to verify her Identity as she's now 16 so now need to pay £25 for the privilege of getting her a police check done but needs must :mad:
Found the building, went to park, didn't have any change had to find a cash machine and a shop, parked right outside my grandpas old furniture shop..........brought back amazing memories that did was telling Abbie how me and my sister used to jump from bed to bed upstairs whilst my grandpa saw to a customer downstairs such funreally miss that man he was my rock along with my gran and why I work so hard
Anyway found change, tried to access car park was told I had to reserve a space to cue me trying to find a on the street parking space I can't parallel park at all :rotfl: managed to get kinda park and I only managed to get the slowest person to check over abbies paperwork :mad:
Managed to get Abbie back to her bf as they are away out to see red hot chilli pipers today in Glasgow so it's been hectic and my wee mindee has been brilliant bless her she's having a snack right now :T will be be making lunch in a min as I have the nursery run
My stomach feeling a bit iffy but I won't let it stop me doing my exercise DVDI'll do that after I've dropped mindee off at nursery
Sent £3.33 today towards the barclaycard today roll on tomorrow where I can hit it with the council tax :T
Need to check if the holiday payment has came out so I can transfer the money over to the Halifaxonly one big instalment at the end of Feb then final small payment at the end of June
Right off to make lunch I'm having cream of broccoli soup my mil made.........hope it's nice xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Good luck with the targets abba, you can do it!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Good luck on your targets Abba...you can do it
xx
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Jeez, I am tired just reading that!! xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Full of busy!!! As always
Just realised you are from Kilmarnock, where I work we were teamed up with another site which was based at Kilmarnock.
I remember seeing a sign for it when we drove up for my dear best friends funeral two years ago (she was from Greenock) as I hadn't heard of it before we were paired with it and I wasn't sure where in Scotland it was xxDebt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Have a lovely weekend Abba
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0
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