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Abba1772's Debt Free Diary
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You're doing so well with all the money juggling and selling! Long may it continue
Hope the breakfast bar mess has been well and truly demolished.Sealed Pot Challenge 075
Pay off by Xmas 2019 #02 - target £10,0000 -
Homegrown0 wrote: »You're doing so well with all the money juggling and selling! Long may it continue
Hope the breakfast bar mess has been well and truly demolished.
The mess has been destroyed :j
Managed to post the parcel as well whilst doing the nursery run as mum in law came and sat with KK whilst I did the nursery run xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Morning :hello:
shock to the system this morning as hubby's alarm went off at 5am so he can do overtime at work so instead of starting at 8am he started at 6am........wonder how grumpy he's going to be tonight :rotfl: at least there will be a early night tonight :T I went back to sleep once the hailstones stopped and woke up at 7am
Started work at 9am kids are drawing / writing KK seems brighter hopefully this is him starting to recover from the chickenpox most of them have scabbed over.
Woke up to s sheet of snow here :eek: KK wants to build a snowman, told him he'll need to wait til xander gets back from school and they can go out the back together, not that KK lasts long in the cold as his hands get cold very very quickly
Sent £13.78 towards the Barclaycard and sent £48 towards the halifax clearing the school jumpers off that account and it's back at zero again until the 2nd instalment comes out on the card for the holiday but the money is in the savings for this :T Feeling a bit organised and I'm happy that I can still chuck money towards the debt.
Only working til 12.45pm so a short shift so after I've dropped mindee off at nursery I'll be doing my work out DVD as promised to myself :cool:
I suppose the good thing about being in the house is not spending money on bus fares / toddler groups etc but we need toilet paper so need to nip out later on and get that today as someone in the house is playing pom poms with the toilet paper :rotfl::rotfl: as we seem to be going through it quick quicklyNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
You are amazing.
Money for holiday in savings & still clearing debt :j :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Morning :hello:
not much to report this morning
sent £1.64 towards the barclaycard......getting all excited about tomorrow as there's no council tax due :T so that'll be getting flung towards the barclaycard tomorrow :T
Just been sorting some paperwork for the community association this morning whilst the kids played........we then went out the back to play with the snow but after 10 mins thy were complaining it was too cold so back we are in the house and kid watching tv before I get lunch ready
Avon getting delivered today :T so will sort that out tonight or tomorrow as deliveries aren't til Friday :cool:
Going to convince hubby that we need to go do a food shop tonight as its been 4 weeks since we did a big shop :eek: will look through the cupboards and freezer and see what we actually need and I have my vouchers ready as well
the snow is quite thick here so hopefully no more is coming so i can get out to the shops later on if hubby is up for it xNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Right Barclaycard Statement has just came in
I have til 1st May to clear £398.90 when the o% deal finishes the i have til the 1st June to clear £1520 :eek: so this is my challenge to get this cleared as I don't want to pay interest
I want to say I want this card cleared altogether come end of April tho :eek::eek::eek::eek::eek: now that would be a challenge as it would mean I could clear my laser eye finance in May then put money aside for holiday clothes shopping in June :rotfl: You all know by now I like a challenge so I'm going to give it a go
It's a lot of money to clear I know but if I continue what I've been doing when hubby wasn't bringing in any money then I'll just fling whatever he gives me on his payday towards the debt :cool:
If I get these two accounts cleared before holiday then it means when I get back from holiday I can tackle this loan and get is gone before Xmas which would only leave hubby's two credit cards to tackle in 2020 as I'm not counting the car finance as that's still to run for 3 years :eek: and obviously my mortgage
by clearing the barclaycard, the eye finance and the loan this year this would free up £280 a month :eek: as this was the minimum payments per month which is a lot of money to free up and put towards something else :T
im waffling......away to make lunch xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Good luck with your mission. If anyone can do it, its you!If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
What a challenge Abba! But it all sounds doable, and you're the woman that can make it happen!Sealed Pot Challenge 075
Pay off by Xmas 2019 #02 - target £10,0000 -
If anyone can do it then its you :j :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Echo the others Abba
You're amazing
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0
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