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Abba1772's Debt Free Diary

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    morning peeps :hello:

    never stopped yesterday, after my meeting which finished at 8pm I came home to hubby putting up my mirror, his still game picture, my plastic bag holder and my fire blanket on the walls :j only been asking him since xmas :rotfl: but its done woo hoo

    was given floating shelves by a friend as was trying to figure out what to do with them then it dawned on me, I've turned them on their sides and put it on the boys shelves so we can see the Lego creations the boys have built as they seemed to get lost so the boys are chuffed they can actually see their masterpieces and best of all it was FREE :T

    Been a productive morning so far, managed to get a small ironing pile done and put away before KK got up this morning :D

    I've paid my national insurance contributions :T all £148.20 of them :( needs must wish it was going to the barclaycard tho :rotfl:

    I've filled out my annual return for my childminding business and I've also signed up for a mental health course which is FREE so I'll be tackling that throughout the week, Care Inspectorate love to see that your continuing to learn which tbh I love learning :D

    Sent £2.11 towards the Barclaycard :T not much but i should have a bigger payment winging its way to the card on Friday :cool: I will have this card under the £4k mark by the end of the month

    i have a hour and a half free this afternoon so I'm going to reprise my exercise DVD Body shred :eek: I plan on doing this every Tuesday, Wednesday and Thursday afternoon to ensure I am getting some exercise, Monday and Friday is where my steps are 15000 so hoping it will help with the weight loss :D

    Right off to order KK's new school jumpers for august next year as Tesco are stopping the embroidery service but they are the only jumper that don't drown him width wise as he's quite slim and they fit him perfect so will just buy them just now and put them away for august

    Have a happy Tuesday :D
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 22,220 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news abba about the EMA and the CC :T

    Annoying about the windscreen though.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Another job I've not got round to for months was to prints off our pictures from Florida, I have over 400 on my phone alone :eek: and snaprint wanted 9p a print which would have been £40 but they had a 50% discount which was 5p a print which would have been £20 but managed to go on groupon and got 400 prints for £15 :T so i am uploading my pics now and I'll need to get another photo album as I only bought one in Florida which holds 200 prints but it'll be nice to have them printed out rather than just in my phone :D
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Homegrown0
    Homegrown0 Posts: 1,280 Forumite
    1,000 Posts Third Anniversary Name Dropper
    abba1772 wrote: »
    Another job I've not got round to for months was to prints off our pictures from Florida, I have over 400 on my phone alone :eek: and snaprint wanted 9p a print which would have been £40 but they had a 50% discount which was 5p a print which would have been £20 but managed to go on groupon and got 400 prints for £15 :T so i am uploading my pics now and I'll need to get another photo album as I only bought one in Florida which holds 200 prints but it'll be nice to have them printed out rather than just in my phone :D

    This is the kind of job I never get around to doing. I'm impressed! :T
    Sealed Pot Challenge 075
    Pay off by Xmas 2019 #02 - target £10,000
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Homegrown0 wrote: »
    This is the kind of job I never get around to doing. I'm impressed! :T

    I say it after every holiday so think I will do this every couple of month and get my holiday snaps printed out and put into albums as I loved looking at pictures of my family when i was younger and tbh once they are in your phone you tend to forget about them xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    It's soooooooo cold :snow_laug

    My mindees don't want to go out to toddlers one was crying on the way back from the school drop off as she was so cold bless her so she's having her breakfast right now and heating is back on

    Started work at 7am this morning :eek: will finish at 6pm then I need to dash out to a community meeting as our area has been allocated £20000 so it's to put the playgroups name forward to see I feel we can get some help with the lets which would help out lots tbh this will ruin til 7.30pm :eek: so my day I spent packed plus I plan on doing the second day of my exercise DVD are I've dropped mindees off a the nursery ;)

    Sent £14.22 towards the barclaycard :T under another hundred bracket :T on target to getting it under the £4K mark by next week :D

    Avon order goes away Friday night.........so far we have £550 in orders :T go us that's a great start to the year :T plus I've got a pile of freebies coming as I beat my target avon set me over the Christmas season :cool: I love a target :rotfl: still no show of my love to shop vouchers tho :( not that I need them right now but regardless I've earned them so I should have them ;)

    If we get to £600 in orders that's £150 in commission which means I'll fling £100 towards the Halifax and £50 will be kept for the family for whatever we need :) saves money coming out of my bank ;)

    Right off to play bears, we are dressing up our bears and having a teddy bear picnic today seeing as we are staying in :D
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • beanielou
    beanielou Posts: 96,083 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy bear day.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Homegrown0
    Homegrown0 Posts: 1,280 Forumite
    1,000 Posts Third Anniversary Name Dropper
    My little guy was not amused at the temperature this morning either! My car said -4 ...

    Great news on the Avon orders :)
    Sealed Pot Challenge 075
    Pay off by Xmas 2019 #02 - target £10,000
  • beanielou
    beanielou Posts: 96,083 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Avon sounding good :) xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    Enjoy being bears :)

    Was -3 in the car this morning on the way in, so so so cold, got the hats and scarves out for the kids (DS has to walk half an hour to school, and DD 45 mins) xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
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