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Abba1772's Debt Free Diary
Comments
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How frustrating about the council :mad:
Yeah I know still waiting back from the lawyer to see what her advice I sent xx
I've got new look vouchers and love to shop vouchers yet I can't see anything I would like to buy yet I'm itching to spend it........does that make sense???
Going to nip into my grans after I've done the nursery drop offs and spend a hour with her before I need to get the after schoolers today will be good for a wee catch up
Speaking of grans I think I've got a buyer coming round for her brand new phone she bought but then didn't like as she couldn't read the letters.........the amount of timewasters I have had for this is crazy hopefully this person will turn up when they say they are
Sent £4.50 I think towards the barclaycard so it's still coming down.
Need to pay £50 on Friday to xanders Alton towers trip with the school but money is already in the savings for this so at least I am prepared :T also need to remember to pay my national insurance at the end of the month but again money is in the savings don't want to pay it in case Sod's law something crops up and I start panicking about it :rotfl:
Right off to do the nursery run xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
I'm sorry about the name change refusal, that's very disappointing
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Well done on all the debt busting though :T.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Hope you can get it sorted Abba so frustrating
Hope you've had a lovely day
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
I like to spend vouchers quickly too in case the shop starts having issues. Weren't New Look looking a bit iffy? I'd be trying to offload them if possible."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Morning Abba hope you're all okay
I spent my L2S vouchers on food in Iceland and will probably do that with any I have/anymore I get
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Another LTS spender in Iceland.
Though have used in GapI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Aww I didn't know you could spend them in Iceland I will bear that in mind as I'm due about £80 top up from avon as I beat last years salesNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Aww I didn't know you could spend them in Iceland I will bear that in mind as I'm due about £80 top up from avon as I beat last years salesI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Afternoon :hello:
Nothing much to report today it's freezing heating is on but I'm also getting a wash dried so win win
Sent £10.70 towards the barclaycard need to watch the pennies now as my mortgage and loan is due 28th but hubby doesn't get paid til the last working day of the month so need to watch pennies plus it won't let me send under £1 payments :eek:
Working 11am (mindee taking his afternoon nap) til 6.30pm tonight then I have avon books to collect and put out tonight order goes away next Friday
Been accepted for doing more training for my childminding business :T been trying to get in for 2 years now as it'll give me the chance to work alongside social services in addition to me working alongside my local school and the council so it means my childminding business's reputation is gaining momentum and it seems reaching those who are higher up.......about time as I work my butt off :T training begins end of next month on a Thursday night so need to shift avon collection to a Friday night instead of a Thursday night as it's two months training xx
Right off to tidy up the kitchen xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Great news on the furthertraining :j :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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