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Abba1772's Debt Free Diary

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    transferred £31 towards the £365 in 365 day challenge bringing me up to £220 saved so far this year :)
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    well busy morning this monring walked to tesco and aldis to get stuff i couldn't get or refused to pay there prices at Iceland yesterday so spent £14 in tesco (£4 was DD's new school trousers for next term lol) then nipped into Lidl's who have not had my cold met in for 2 weeks running so popped into aldi's and they had everything I was looking for and it worked out cheaper so got 2 massive packets of cold meat, lettuce and some boiled sweets the kids love lol for £4

    Picked DS up from nursery and we spend a hour doing our avon run, got rid of another order so I need to go to post office when DD gets back from school and pay off my avon order. I have 3 orders left which total £63 so that money is mine......half I will be using during the week if i need it and half is going in the holiday fund sealed tin.....................which is only 4 weeks away :eek: managed to also collect £50 in avon orders too which isn't bad as the book wasn't as good as the last one lol

    Have stuck two washing on, collared the local boys who cut grass round my way and paid them a tenner to cut it and they have done a brill job (i don't have a lawnmower at the moment) I have a stack of ironing to do but i will do that after the post office run.

    need to run the hoover round the house as it's needing done and my wee bro is still to pay dig money :T so thats a extra £25 but i think i need new tyres for the car before we drive to blackpool so need to get a quote for them :(
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    morning :wave:

    checked my Cap One CC to see if the statement was in as it wasn't in yesterday when it was due (online banking) and I managed to knock a fiver off last months interest :j how sad I'm getting excited about that :rotfl: and this months estimated interest is £17.92 so hopefully i'll get that down too lol

    Arms are all sunburnt from putting the shed up yesterday.....it was spitting when we started lol though no need for sunscreen .........ouchie

    Went to my daughters talent show last night she was very good got a video on youtube if anyone is interested......she did me proud :D

    Got two more avon orders to get paid for .....one looks doubtful goes on to tell me how shes having so much debt problems and can't pay (btw i don't give order out til they have given me the money) then proceeds to ask for a book!!!!!!!!!!!! Collecting the money for another order tonight which is £30 and that is all mine lol :rotfl: so the avon money is getting split between my purse and the rest i going into the holiday fund tin.........really can't wait to open this tin as it is weighing a ton!!!!!!!!

    todays plans is to fix the rest of the shed ie put the window in and fix the strappings to the corners...................who needs a man lol :rotfl: then get cracking with the housework and there is sawdust everywhere as nglected the housework yesterday due to it taking me and my wee bro 8 hours :eek: to put this shed up lol so housework is getting done today......then at 6pm my gran is coming round to babysit and I'm taking DD to see the JLS movie which is cinemas only today....got last two tickets last night :D but we're sitting in different aisles.

    Right off to get ready as the SKY man in coming today to fix my sky :T:T:T:T:T it's been two weeks without it lol

    hope you all have a lovely day and i will pop on during the housework lol
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Well done on managing to put up the shed....:T Sunshine!?!?!? :eek: I was up in your neck of the woods last weekend and it was torrential downpour....beautiful area though we are hoping to return back up there in the not too distant future....:)
    Total debt £[STRIKE]37864.78 [/STRIKECOLOR=purple][FONT=Arial Narrow][SIZE=1 [/STRIKE][STRIKE] £31681.03[/STRIKE] -[/SIZE][/FONT][/COLOR]£16700
    Paid off so far.....[STRIKE]£15495.84[/STRIKE]£20364
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    burntfingers it was like that the moment i bought the shed two weeks ago lol rain rain and more rain.

    Well shed is all done just need to put lock on it can do that tomorrow

    OMG I'm burning a blooming lobster would be jealous of my colour :rotfl:

    spur of the moment purchase well not really but finally bought the kids there trampoline from asda but i already had that money set aside for it just never been nice to put it up lol

    also bought a early xmas pressie for the kids .........bought them tickets to see diversity next march so kids will be well excited lol got me £75 for 3 tickets so need to be a bit extra frugal this month to make up for this as don't want to be dipping into the savings if i can help it lol 2 years ago this would have been shoved on a credit card.......look how far i've come lol
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • choogirl
    choogirl Posts: 1,274 Forumite
    Hi Abba

    Hope your sunburn has calmed down.

    Yay to you having some decent weather at last to get the shed up and buying the kids trampoline. I bet they love it.

    You mentioned the C word in June!! I've started putting some money aside for the event but not bought any presents yet, maybe when the summer sales start they'll be something that catches my eye.

    Hope you have a good weekend xxxxx
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    oppps sorry for mentioning the C word i know it's six months away but the event ain't til March so thought it would be nice to get them for there xmas lol

    i don't start til after DS birthday in August lol

    the sunburn at the bottom of my back kills its still really sore.....think it's just because its in a awkward place lol right where my trousers should sit on my waist so the waistband feels like it

    listing items on ebay including gold jewellery that ex bf gave me so defo moving on this tim and it feels great x
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    I've just worked out that I've paid £8497.92 :eek: back in under 2 years wow i never thought it was that amount amazing i think lol

    spent £15 getting top up for the food in the house as well as soap, candles, face wipes and a plug for my toothbrush lol

    did the avon run and collected £88 in orders but also got stopped in the street twice and a friend asked for a book so three new potential customers :j:j:j

    DS isn't well got a wee tummy bug but he's determined to get better for tomorrow for his sports day heres hoping he's much better x x x
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772 wrote: »
    I've just worked out that I've paid £8497.92 :eek: back in under 2 years wow i never thought it was that amount amazing i think lol

    well done! you have done so well and are a great role model to your kids tackling your debts this way :T

    And regarding the C word....I already have a dozen or so presents hidden under my bed for the big day too :rotfl: nothing like being organised 6 months ahead ;)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • choogirl
    choogirl Posts: 1,274 Forumite
    abba1772 wrote: »
    I've just worked out that I've paid £8497.92 :eek: back in under 2 years wow i never thought it was that amount amazing i think lol

    Abba - thats amazing, you are so focussed and a real inspiration!
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