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Abba1772's Debt Free Diary

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  • AdventureWanted
    AdventureWanted Posts: 1,474 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Just finished reading your diary. Blimey you're one busy lady. Makes me feel very lazy!! I've subscribed and will be cheering you on. You've done brilliantly so far.x
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • beanielou
    beanielou Posts: 95,813 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Boo to the light.
    Hope you get the right one really soon.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    beanielou wrote: »
    Boo to the light.


    Hope you get the right one really soon.

    It should be here tomorrow :D
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Just finished reading your diary. Blimey you're one busy lady. Makes me feel very lazy!! I've subscribed and will be cheering you on. You've done brilliantly so far.x

    How long did it take you to read???? I love reading back on my diary if I'm having a bad day xx

    Thank you so much for joining my ramblings xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    Yes I'm up bright a early had a shower and had the second washing on of today, hubby is away working with his friend today so I got up with him as determined to get to sleep before 2am tonight plus with it being so warm and me breaking the fan last night we both had a rubbish sleep so hoping to be sleeping by 11pm tonight she says fingers crossed :rotfl:

    Did my daily round down of the bank need to be careful as mortgage is due out on Monday so can't fling as much as I would like towards it but I sent £7.97 towards the Halifax :T which means I now only have to find £295.89 to clear the 0% deal on the Halifax before I get charged interest which would be the 5th August so I'm confident I can do it :T

    Have a return to send to very today it was a pair of shoes for Abbie going back to school but we got her some in Florida for £20 so I'm happy to send back the £48 ones :j

    Start work at 11am so plan of the day is to have lunch here then we will head into town and drop off the return, pop into Argos for a booster highchair £9.99 then go for a wee play in the park so a nice wee gentle day I reckon

    Need to text all my avon customers to let them know there avon is in hoping to fling £50 from the avon towards the Halifax card that would be a big help plus I have a return winging its way from next so once that clears then I'll put that's towards the card as well

    Got a couple of orders to get rid of tonight just around where I stay so not too bad must have about 8 boxes to get rid of

    Still emptying bags :mad: it's never ending but they are all in abbies room so at least it's out the way I guess need to stop closing the door on them tho and pretending they aren't there :rotfl:

    Right off to text everyone just now with their avon totals and that's something off my to do list xx

    Hope you all have a fab day xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 22,096 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Crikey abba, welcome back, but I need a flipping lie down after reading all that! :eek: How on earth do you manage all that with jet lag too???

    Glad you had a good holiday :D
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    jwil wrote: »
    Crikey abba, welcome back, but I need a flipping lie down after reading all that! :eek: How on earth do you manage all that with jet lag too???

    Glad you had a good holiday :D

    I was thinking the same thing :o :rotfl:
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • beanielou
    beanielou Posts: 95,813 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    jwil wrote: »
    Crikey abba, welcome back, but I need a flipping lie down after reading all that! :eek: How on earth do you manage all that with jet lag too???

    Glad you had a good holiday :D

    I always think that too:o:eek:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    jwil wrote: »
    Crikey abba, welcome back, but I need a flipping lie down after reading all that! :eek: How on earth do you manage all that with jet lag too???

    Glad you had a good holiday :D


    I guess on autopilot as I need to work as I'm the only one with a proper income coming in plus I'm hoping if I get back into my routine I'll recover quicker :rotfl: it's not working out that way but I intend to have a quiet weekend xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Afternoon :hello:

    A bit of a bette sleep as I fixed the fan last night :T

    Up bright and early for 7am ready for shift at 7.30am :eek:

    Organised the avon deliveries for this morning :cool: then opened playgroup didn't even count how many kids today :rotfl: but it was t too noisy :rotfl:

    Came home had lunch then put the wee baby mindee down for a nap :cool: a whimper and he was away to sleep :T sorted out my non ironing pile and put it away and ready a couple of articles of my magazine which I brought back from holiday

    Got organised for the arts and crafts event that was on at our local shops and another mindee got dropped off at 2.30pm, I finish at 4pm so a hour earlier :j:j:j so boys are playing upstairs and I thought I would jump on here

    Rounded down the account and sent £54.03 towards the Halifax :T only £241.86 to go by the end of next week :eek: still to be paid off one parent and the avon money well half of it will be going toward some the Halifax so it's still doable

    One of my mindees uncles passed away, I didn't know him but the mum Is devastated, gave her a hug and told her it's ok to cry in front of my so she had a big sob and I took the kids whilst she went to the funeral. She picked them up later as the kids were going to the wake and handed me £20 I tried to refuse it but she insisted as she's couldn't buy me a bunch of flowers to say thank you for this morning :( I didn't do it to be rewarded I did it cause it upset me seeing her so upset as she's been with me for two years so you kinda feel like family xx so I'll trea the family tomorrow to some ice cream and a DVD. For a chilled out night in

    Might have sold my lamps that I had in my bedroom. Put them up for £20 :cool: someone is meant to be collecting them at 8.30pm tonight :T we shall see if they do I will be sending it to the credit card :D

    Also got my light yesterday :T can't get I think up on the ceiling hubby needs to find a smaller connection think we have some in the garage but it's so pretty :j

    Will be selling my ceiling light that was originally up in the bedroom not hoping for much possibly a fiver but again it'll be straight to the debt ;) as I've had enough of it xx

    Got 5 boxes of avon to deliver tonight :eek: everyone has been messaged so hopefully I get rid of most of them :cool: and get my invoice paid tomorrow

    I want to go for a nap I really do but I reckon I need to push through it so I can get a decent sleep tonight :rotfl:

    Off to tidy the house up as it looks like a kid has ransacked it :rotfl:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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